12920 Choco , Apple Valley, CA 92308
$750,000
Est. Payment: $3,773.88/mo
3 Bed
3 Bath
2432 Sqft
Status: active | Days on site: 85
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Former model home on a half-acre corner lot with a backyard that completely sets it apart. Located just off Sitting Bull near Jess Ranch, shopping, and well-rated schools—with no HOA. Offered for the very first time, this well-maintained custom home has been lovingly cared for by just one family! This 3 bed, 3 bath, 2,432 sq ft home has been thoughtfully upgraded throughout and designed for real use. The backyard is the centerpiece: a saltwater pool and spa with rock waterfall and slide, baja shelf, palapa-covered lounging areas, three covered patios (including a slate-tiled main space), and an outdoor kitchen built for everyday living and hosting. Solar thermal collectors help maintain pool temperature efficiently. Inside, the layout was opened up (permitted) for a more connected flow, while still offering a separate bedroom with private entrance and direct garage access—ideal for multigenerational living, guests, or a private workspace. The kitchen features oak cabinetry, HanStone countertops (heat-resistant), and high-end KitchenAid and Electrolux Icon appliances—all included. The primary suite was extensively upgraded (over $70K invested) to create a true retreat within the home. Featuring bamboo flooring, custom cherry poplar walk-in closets, and a private ensuite with travertine flooring and walls, a porcelain shower with stone flooring, and a slate stone accent wall, the space balances warmth, function, and intentional design. A dedicated toilet room, separated by a hickory door, and natural wood finishes in hickory and pine carry that same level of detail throughout. Additional features include travertine flooring in the main living areas, bamboo flooring in select rooms, crown molding, plantation shutters, Bohemian crystal chandeliers, a Pentair whole-home carbon filtration system, and 30 paid-off solar panels. Please allow a minimum of 2 hours’ notice for showings.

Highlights

Listed by Erica Mitchell , 760-991-2120 Keller Williams High Desert , 760-991-2120. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.51

Year Built

1997

County

San Bernardino

Area

APPV - Apple Valley

School District

Apple Valley Unified

Listing ID

HD26061230

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Double Oven, Gas Oven, Gas Range, Hot Water Circulator, Refrigerator, Range Hood, Water Purifier
Air Cond:Central Air
Fireplaces:Family Room,Gas
Floor:Bamboo,Carpet,Stone,Vinyl
Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Separate/Formal Dining Room,Eat-in Kitchen,Open Floorplan,Partially Furnished,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,Corner Lot,Desert Back,Landscaped,Walkstreet,No Land Lease
Garage Capacity:3
Roof:Flat Tile
Sewer:Public Sewer
Principal Interest
$3,774
Taxes
$478

Home Price

$750,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$150,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,773.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,773.88 $478.13 $0.00 $4,252.01
Yearly $45,286.58 $5,737.50 $0.00 $51,024.08
Total $1,358,597.32 $172,125.00 $0.00 $1,530,722.32

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Apple Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T08:36:43.000Z

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