20430 Rancherias , Apple Valley, CA 92307
$987,000
Est. Payment: $4,966.43/mo
6 Bed
4 Bath
5040 Sqft
Status: active | Days on site: 31
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Perched on nearly 3 private acres against scenic Bass Hill in Apple Valley, this extraordinary estate offers panoramic city-light views, luxury living, exceptional privacy, and rare multi-generational and income-producing potential. Featuring two beautifully appointed homes with room to expand, this one-of-a-kind property is ideal for extended family living, private guest accommodations, rental income opportunities, future ADU expansion, or a flexible live/work lifestyle. The main residence offers 4 oversized bedrooms, 3.5 bathrooms, a Jack-and-Jill layout, and a private-entry suite ideal for independent living, guests, office space, or additional rental flexibility. Designed for both entertaining and everyday comfort, the spacious floorplan includes a large living room, family room, formal dining area, office/library, and recreation space. The upgraded chef’s kitchen showcases glass-front slow-close cabinetry, an oversized island, Wi-Fi-enabled gas cooktop, smart oven, country sink, upgraded fixtures, breakfast nook, and bar seating. The detached guest home significantly enhances the property’s versatility and long-term value, offering excellent potential for multi-generational living, guest quarters, private retreats, traveling professionals, or supplemental income opportunities. Additional highlights include: • double-door entry opening to a stunning patio with breathtaking views • Exceptional insulation for peaceful, quiet indoor living • Two brand-new AC units with forced air and heat • Two water heaters • Motion-detecting lighting • Sprinkler system • Upgraded electrical panel (2019) • 49 solar panels for energy efficiency and reduced utility costs • Expansive acreage with room for RV parking, toys, animals, entertaining, gardens, workshops, or future development possibilities • Large garage and storage areas with additional functional flexibility Whether you are seeking luxury desert living, a private family compound, a retreat-style property, or a home with strong long-term income and expansion potential, this exceptional estate delivers a rare combination of privacy, flexibility, lifestyle, and opportunity in the heart of Apple Valley.

Highlights

Listed by Jessica Brooks , 530-204-9502 and Lindsay Encinas , 7609002953 Realty ONE Group Empire , 760-407-6444. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
2.96

Year Built

1971

County

San Bernardino

Area

699 - Not Defined

School District

Apple Valley Unified

Listing ID

HD26114404

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Air Cond:Central Air
Fireplaces:Living Room
Other:Multiple Primary Suites
Other:Public

Exterior Features

Lot:Desert Back,Desert Front,No Land Lease
Others:2+ Total Units,Has ADU
Sewer:Septic Type Unknown
Principal Interest
$4,966
Taxes
$629

Home Price

$987,000

Loan Details

30 yrs
6.453%

Down Payment

20%
$197,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,966.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,966.43 $629.21 $0.00 $5,595.64
Yearly $59,597.14 $7,550.55 $0.00 $67,147.69
Total $1,787,914.07 $226,516.50 $0.00 $2,014,430.57

Today's Rates

30 Year

6.45%

20 Year

6.33%

15 Year

5.88%

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Market insight data is pulled from the same city as the listing being viewed (Apple Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-08T12:37:49.000Z

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