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20923 Rambling , Apple Valley, CA 92308
$389,900
Est. Payment: $2,065.17/mo
4 Bed
2 Bath
1248 Sqft
Status: Pending | Days on site: 9
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HD4991 - HD22419
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Chris Heller
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House Description

**ADU POTENTIAL • NEARLY ½ ACRE • MOVE-IN READY • DOWN PAYMENT ASSISTANCE & $0-DOWN OPTIONS AVAILABLE!** Looking for an updated home with land AND financing options that could make homeownership more attainable? This Apple Valley property offers a great combination of **move-in-ready condition, usable land, flexibility, and location.** Down payment assistance and **no-money-down financing options may be available for qualified buyers**—ask for details and eligibility requirements. The home has been updated throughout with a **new roof, new flooring, new kitchen cabinets, countertops, sinks, and appliances**, giving it a clean, modern feel without the immediate expense and hassle of major renovations. Sitting on **nearly half an acre**, the property offers plenty of possibilities. Explore **ADU potential**, additional storage, a workshop, RV or trailer parking, and space for **boats, motorcycles, ATVs, side-by-sides, and other desert toys.** There's also potential for **horses and farm animals**, subject to applicable requirements and buyer verification. Enjoy the peaceful Apple Valley lifestyle with **open skies and nearby off-road recreation**, while still being conveniently located near **schools, parks, shopping, restaurants, and everyday necessities**, along with newer shopping, dining, and continued development throughout the surrounding area. **No HOA • Low Taxes • ADU Potential • Nearly ½ Acre • New Roof • Updated Throughout • Down Payment Assistance • $0-Down Options • RV & Toy Space • Horse & Farm Animal Potential** Updated, move-in ready, and offering the land and flexibility that make High Desert living so desirable.
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Highlights

Listed by Carlos Vizcaino , 760-680-9915 Coldwell Banker Envision , 760-245-7323. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.42

Year Built

1980

County

San Bernardino

Area

APPV - Apple Valley

 School District

Apple Valley Unified

Listing ID

HD26174965

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Evaporative Cooling
Fireplaces:
Other:
  • ▪ Additional:Pantry, Quartz Counters
Water:See Remarks

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:Has ADU
Sewer:Septic Tank
Parking Features:Driveway
Principal Interest
$2,065
Taxes
$249

Home Price

$389,900

Loan Details

30 yrs
6.952%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,065.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,065.17 $248.56 $0.00 $2,313.73
Yearly $24,781.99 $2,982.74 $0.00 $27,764.73
Total $743,459.78 $89,482.05 $0.00 $832,941.83

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (Apple Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-24T01:02:48.000Z

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