20923 Rambling , Apple Valley, CA 92308
$389,900
Est. Payment: $2,065.17/mo
4 Bed
2 Bath
1248 Sqft
Status: PENDING | Days on site: 10
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House Description

**ADU POTENTIAL NEARLY ACRE MOVE-IN READY DOWN PAYMENT ASSISTANCE & $0-DOWN OPTIONS AVAILABLE!** Looking for an updated home with land AND financing options that could make homeownership more attainable? This Apple Valley property offers a great combination of **move-in-ready condition, usable land, flexibility, and location.** Down payment assistance and **no-money-down financing options may be available for qualified buyers**ask for details and eligibility requirements. The home has been updated throughout with a **new roof, new flooring, new kitchen cabinets, countertops, sinks, and appliances**, giving it a clean, modern feel without the immediate expense and hassle of major renovations. Sitting on **nearly half an acre**, the property offers plenty of possibilities. Explore **ADU potential**, additional storage, a workshop, RV or trailer parking, and space for **boats, motorcycles, ATVs, side-by-sides, and other desert toys.** There's also potential for **horses and farm animals**, subject to applicable requirements and buyer verification. Enjoy the peaceful Apple Valley lifestyle with **open skies and nearby off-road recreation**, while still being conveniently located near **schools, parks, shopping, restaurants, and everyday necessities**, along with newer shopping, dining, and continued development throughout the surrounding area. **No HOA Low Taxes ADU Potential Nearly Acre New Roof Updated Throughout Down Payment Assistance $0-Down Options RV & Toy Space Horse & Farm Animal Potential** Updated, move-in ready, and offering the land and flexibility th

Highlights

Listed by Carlos Vizcaino , 760-680-9915 Coldwell Banker Envision , 760-245-7323. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.42

Year Built

1980

County

San Bernardino

Listing ID

HD26174965

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Swamp Cooler(s)
Fireplaces:N/K
Other:
  • Additional:Pantry
Water:Other/Remarks

Exterior Features

Garage Capacity:2
Sewer:Conventional Septic
Principal Interest
$2,065
Taxes
$249

Home Price

$389,900

Loan Details

30 yrs
6.952%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,065.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,065.17 $248.56 $0.00 $2,313.73
Yearly $24,781.99 $2,982.74 $0.00 $27,764.73
Total $743,459.78 $89,482.05 $0.00 $832,941.83

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (Apple Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-09-23T23:47:07.000Z

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