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10 Potbelly Beach Rd , Aptos, CA 95003
$4,375,000
Est. Payment: $22,092.47/mo
3 Bed
3 Bath
2036 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

On the sand and beautiful Monterey Bay. A private, gated driveway leads to the homes on Potbelly Beach. Launch the kayak and watch the sea life from this delightful home. Here is your ocean sanctuary. The views span east to west. The windows in the living room frame the ocean. There are large sliding doors from the living and dining rooms open to the deck above the beach, with the perfect indoor-outdoor living. Great open flow for entertaining. Numerous updates include lovely mahogany paneled walls, tile floors, wonderful built in dressers and storage, radiant heat, and custom windows and doors. There are two en suites. The primary bedroom has a balcony looking to the sunset. All the bedrooms have their own unique vistas. You are close to all the amenities of Aptos and Capitola. An easy commute location. Here is a place to retreat, to play and enjoy life on the bay.
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Highlights

Listed by David Mann , 831-334-3056 and Shelley Patton , 831-818-3771 Coldwell Banker Realty , (831) 688-6461. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.34

HOA Fee

600 Monthly

Year Built

1973

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82056664

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Microwave, Refrigerator
Floor:Carpet,Tile
Other:Breakfast Bar,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1-8
Roof:Shingle
Sewer:Public Sewer
Parking Features:Carport,Guest
Principal Interest
$22,092
Taxes
$2,789
HOA
$600

Home Price

$4,375,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$875,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22,092.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $22,092.47 $2,789.06 $600.00 $25,481.53
Yearly $265,109.59 $33,468.75 $7,200.00 $305,778.34
Total $7,953,287.83 $1,004,062.50 $216,000.00 $9,173,350.33

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Aptos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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