307 Treasure Island , Aptos, CA 95003
$1,099,000
Est. Payment: $5,994.71/mo
3 Bed
1400 Sqft
0.07 Acres
Status: Active | Days on site: 209
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ML35599 - ML5083995
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House Description

Discover a rare opportunity to own a duplex in Aptos' highly sought-after Rio Del Mar neighborhood. Tucked away on a quiet cul-de-sac just steps from the sand, 307 Treasure Island Dr offers the perfect blend of coastal living, income potential, and long-term value. The property features two residences totaling approximately 1,400 square feet. The upper 2-bedroom, 1-bath home is filled with natural light and features vaulted ceilings and a private balcony for enjoying the ocean air. The lower 1-bedroom, 1-bath unit offers a separate entrance and private outdoor space, ideal for rental income, guests, or extended family. An attached two-car garage provides off-street parking and additional storage. Ideal for investors, owner-occupants seeking supplemental income, or those searching for a beach-close retreat, this versatile property offers flexibility rarely found in Rio Del Mar. Live in one unit and rent the other, create space for extended family, or enjoy a unique coastal investment opportunity. Enjoy easy access to Rio Del Mar and Seacliff beaches, Aptos Village, local restaurants and shops, miles of hiking and biking trails, and convenient Highway 1 access. This is a unique opportunity to own a versatile property in one of Aptos' most desirable coastal communities.

Highlights

Listed by Daniel Chole , 408-767-8162 KW Thrive Santa Cruz , (831) 457-5500. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.07

Year Built

1962

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82037376

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
Floor:Carpet,Laminate
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:3
Zoning:R-1-3.5
Roof:Composition
Sewer:Public Sewer
Principal Interest
$5,995
Taxes
$788

Home Price

$1,099,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,994.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,994.71 $788.42 $0.00 $6,783.13
Yearly $71,936.55 $9,461.00 $0.00 $81,397.55
Total $2,158,096.48 $283,830.00 $0.00 $2,441,926.48

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Aptos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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