1020 San Ramon , Atascadero, CA 93422
$1,100,000
Est. Payment: $5,554.68/mo
3 Bed
3 Bath
1985 Sqft
Status: active | Days on site: 24
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House Description

Tucked away on a private 4+ acre lot, yet just moments off Highway 101, this beautifully remodeled home is the rare find that truly has it all. Surrounded by nature, framed by sweeping mountain views, and filled with modern upgrades throughout — this is the kind of property that stops you in your tracks. Drive across the private creek crossing and down a long driveway to a world that feels miles away from everything, yet is only minutes from grocery stores, gas, and dining, downtown Atascadero or Templeton, and 25 minutes to San Luis Obispo and the Central Coast beaches. Fully remodeled in 2022, and currently permitted as a short-term rental, the home features 3 bedrooms, 2.5 bathrooms, and a bright, open layout that blends comfort with style. The chef's kitchen shines with all-new appliances, generous counter space, and seating for up to ten — made for everything from quiet weeknight dinners to hosting a crowd. The living room anchors the main floor with an electric fireplace, creating a warm, inviting space to unwind. Upstairs, the master suite offers a plenty of room with a private balcony, and a spa-like bathroom with a deep soaking tub and separate shower — your own personal escape at the end of the day. Two additional bedrooms on the lower floor share a Jack-and-Jill bathroom and offer flexible space for family, guests, or a home office. These generous sized bedrooms and a dedicated laundry area that connect to a finished 3 car garage makes entertaining easy. Step outside and the property truly opens up. The fully fenced perimeter creates a private, secure retreat across all 4.2 acres. Gather around the fire pit, grill on the back deck, watch the kids play on the playground, or swing in the hammock beneath the trees while deer wander the property at dusk. An enclosed dog run, wraparound deck with dining seating for six, and wide open spaces round out an outdoor experience that's nearly impossible to replicate. With so much additional room it lends itself to possible future development. Private, spacious, move-in ready, and ideally located in the heart of wine country — San Ramon road is a once-in-a-while opportunity on the Central Coast.

Highlights

Listed by Summer Ramos , 949 842-0467 and Jessica Baker , 805-610-3586 Oaks to Ocean Real Estate , 805-610-3586. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
4.05

Year Built

1993

County

San Luis Obispo

Area

ATSC - Atascadero

Neighborhood

ATNorthwest(20)

School District

Atascadero Unified

Listing ID

NS26152401

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Refrigerator
Air Cond:Central Air
Fireplaces:Electric,Family Room
Other:Open Floorplan,Primary Suite
Other:Public

Exterior Features

Lot:2-5 Units/Acre,No Land Lease
Garage Capacity:2
Sewer:Septic Tank
Principal Interest
$5,555
Taxes
$701

Home Price

$1,100,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$220,000
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Monthly Price:
$5,554.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,554.68 $701.25 $0.00 $6,255.93
Yearly $66,656.13 $8,415.00 $0.00 $75,071.13
Total $1,999,683.80 $252,450.00 $0.00 $2,252,133.80

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Atascadero, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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