1616 Francisco St , Berkeley, CA 94703
$1,395,000
Est. Payment: $7,044.34/mo
4 Bed
3 Bath
2380 Sqft
Status: pending | Days on site: 14
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Single family home lifestyle in this custom-built upper-level residence completely rebuilt from the ground up by the owner-builder for his family in 1998. This architectural North Berkeley home blends exceptional craftsmanship with thoughtful design, privacy, and an independent single-family feel. Much more affordable than a single family home; priced transparently, and sellers are offering to finance for buyers at 4% interest with at least 20% down (inquire for details). Part of an intimate two-unit building in the process of condo-conversion, the expansive upper-level home spans two stories with NO shared walls, generous living spaces, and custom detailing throughout. Main level features soaring ceilings, abundant natural light, hydronic heating, a beautifully updated chef’s kitchen with Thermador appliances, quartz countertops, wine fridge, and deck access, along with two bedrooms and two bathrooms including a spacious primary suite. Upstairs offers two additional bedrooms, a sitting area, brand new full bath, and sunny Ipe wood roof top deck with peek-a-boo views of the San Francisco Bay and Mt. Tamalpais. Exclusive-use front yard is over 1,000 sqft, with mature landscaping and newly poured concrete patio. Off-street parking and storage is also included and of exclusive use. Modern systems include steel-reinforced, engineered concrete foundation with seismic retrofitting, copper plumbing, Romex electrical wiring, dual-pane windows, sewer lateral compliance, and a brand new roof. Near North Berkeley BART, Monterey Market, Hopkins Street, Gourmet District, beloved Totland Playground, King pool, tennis and pickleball courts, and Ohlone Greenway. A rare opportunity offering the scale and privacy of a single-family home in one of Berkeley’s most coveted neighborhoods. Monthly dues are all inclusive, comprising of reserves, insurance, and all utilities. Seller financing and fractional financing options available through experienced local lenders.

Highlights

Listed by Grace Bishop , 510-872-4512 Red Oak Realty , 510-527-9111. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.11

HOA Fee

823 Monthly

Year Built

1907

County

Alameda

Neighborhood

North Berkeley

Listing ID

41135318

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Water Heater, Dryer, Washer
Floor:Tile
Other:Eat-in Kitchen

Exterior Features

Lot:Front Yard,Garden,Street Level,No Land Lease
Garage Capacity:1
Roof:Shingle
Others:Wood Siding
Parking Features:Off Street,One Space
Principal Interest
$7,044
Taxes
$889
HOA
$823

Home Price

$1,395,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$279,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,044.34

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,044.34 $889.31 $823.00 $8,756.65
Yearly $84,532.09 $10,671.75 $9,876.00 $105,079.84
Total $2,535,962.63 $320,152.50 $296,280.00 $3,152,395.13

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Berkeley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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