9190 Arroyo Del Mar , Cambria, CA 93428
$2,650,000
Est. Payment: $13,381.72/mo
3 Bed
3 Bath
1500 Sqft
Status: active | Days on site: 154
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rancho Santa Rosa offers 306 acres of usable Central Coast land with the rare advantage of seven legal parcelscreating immediate flexibility for development, expansion, or long-term investment. Set in the rolling hills just outside Cambria, this is a property designed for those who want to build something meaningful, whether a legacy ranch, private compound, or income-producing agricultural operation. The existing improvements include two modest residences, providing a functional starting point while leaving significant room to design and construct a custom ranch estate or multi-structure compound. With multiple potential building sites and expansive views, the property invites a thoughtful, large-scale vision. A key highlight is the presence of hundreds of mature bay leaf treesan uncommon and valuable natural asset. This creates a clear opportunity for a specialty agricultural venture, from harvesting and packaging culinary bay leaves to developing value-added products such as oils or branded goods. Combined with the propertys history as a cattle ranch, the land is well-suited for a range of agricultural uses, offering both lifestyle appeal and income potential. Natural water resources, including an artesian well and a domestic well, support both residential use and agricultural expansionan essential foundation for long-term usability. Beyond its productivity, Rancho Santa Rosa delivers a compelling setting: rolling terrain, mature trees, seasonal creeks, and abundant wildlife, all contributing to a sense of privacy and scale. Located just 8 miles from the Pacific Ocean, i

Highlights

Listed by Lindsey Harn , 805-441-7744 Christie's International Real Estate Sereno , 805-476-0104. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
306.11

Year Built

2000

County

San Luis Obispo

Neighborhood

Cambria Rural(390)

Listing ID

SC26048360

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Air Cond:N/K
Fireplaces:N/K
Other:Well

Exterior Features

Garage Capacity:10
Sewer:Unknown
Principal Interest
$13,382
Taxes
$1,689

Home Price

$2,650,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$530,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,381.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,381.72 $1,689.38 $0.00 $15,071.10
Yearly $160,580.67 $20,272.50 $0.00 $180,853.17
Total $4,817,420.06 $608,175.00 $0.00 $5,425,595.06

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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