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490 Warwick St , Cambria, CA 93428
$999,000
Est. Payment: $5,482.89/mo
3 Bed
2 Bath
2277 Sqft
0.07 Acres
Status: Active | Days on site: 91
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SL1039 - SL0600066
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Chris Heller
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House Description

Charming 3 bedroom, 2 bath home on a corner lot in the desirable Happy Hill neighborhood just moments from Cambria’s shops, restaurants and the scenic shores of Moonstone Beach. Sunlit upper-level great room features large windows and wood floors. Adjacent spacious living room offers a gas fireplace and sliding doors to a view deck. The bright, open kitchen boasts generous cabinetry, quartz counters and bar seating, with a dining area that opens via sliding door to a large deck with tree studded views to the ocean. A versatile bonus room with parquet floors, built-in desk and floor-to-ceiling wood shelving is ideal as a den, home office/library or workout space. Additional comforts include solar, a detached 2-car garage, indoor laundry and mudroom, inviting landscaping with stone walkways and a cozy backyard. Perfect blend of classic character and coastal convenience.
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Highlights

Listed by Kate Hendrickson , 805-801-1979 BHGRE HAVEN PROPERTIES , 805-592-2050. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.07

Year Built

1975

County

San Luis Obispo

Area

CAMB - Cambria

 Neighborhood

Happy Hill(410)

 School District

Coast Unified

Listing ID

SC26134131

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Refrigerator
Floor:Carpet,Vinyl,Wood
Other:
  • ▪ Additional:Bedroom on Main Level
Water:Public

Exterior Features

Lot:Corner Lot,Landscaped,No Land Lease
Garage Capacity:2
Roof:Composition
Sewer:Public Sewer
Principal Interest
$5,483
Taxes
$637

Home Price

$999,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,482.89

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,482.89 $636.86 $0.00 $6,119.75
Yearly $65,794.62 $7,642.35 $0.00 $73,436.97
Total $1,973,838.69 $229,270.50 $0.00 $2,203,109.19

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T19:10:48.000Z

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