1475 Spencer St , Cambria, CA 93428
$1,299,000
Est. Payment: $7,085.65/mo
3 Bed
3 Bath
2000 Sqft
0.12 Acres
Status: Active | Days on site: 28
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SCPOSEM - SC01184353
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House Description

You've found your forever Country Home and Guest home at 1475 Spencer Street. Not seen on market in many years its time for these owners to relocate giving you an opportunity to live life to the fullest like these owners have for the past 40 years! Located at the end of Spencer St enjoy quiet country life with views of the Santa Lucia Mountains. Built in 1979 approx. 2000+-sf (house + guest unit) on a 50'x105' lot (5250sf). Outside there are places to sit and relax under shade trees while taking in nature. Inside the main house there's a good size living room with wood T&G beamed ceiling and a gas heater on a raised hearth, full kitchen with recessed lights & amply cabinet space, 2 bedrooms with the primary bedroom on second floor with either an office area (or possible 3rd bedroom) and a custom bathroom with large walk in closet, another full bathroom and inside laundry room. The detached guest unit with a brand new deck sits above an oversize two car garage. This comfortable unit has a large living room, wall to wall carpet, a spacious bedroom & closet space, a full bath and a wet bar setup. New Furnace in main house, New HWH in guest unit, new interior paint touch ups in main house. Here's your place to relax and enjoy for years to come. Per SLO county this home is eligible to obtain a vacation rental license. Don't wait..You're gonna love this home! Call your Realtor today.

Highlights

Listed by Jack Posemsky , 805-927-4777 Jack Posemsky Real Estate , 805-927-4777. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1979

County

San Luis Obispo

Area

CAMB - Cambria

Neighborhood

Lodge Hill(430)

School District

Coast Unified

Listing ID

SC26192564

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Water Heater, Dryer, Washer
Floor:Carpet,Laminate,Tile
Other:
  • ▪ Additional:Beamed Ceilings, Ceiling Fan(s), Open Floorplan, Recessed Lighting, Tile Counters, Wood Product Walls, Main Level Primary, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,Front Yard,Landscaped,Secluded,Sloped Up,No Land Lease
Garage Capacity:3
Roof:Composition,Shingle
Others:
  • ▪ Additional:Rain Gutters, Turnkey, Cement Siding, Wood Siding, 2+ Total Units
Sewer:Public Sewer
Parking Features:Asphalt,Detached Carport,Direct Access,Door-Single,Driveway,Driveway Up Slope From Street,Garage,Garage Faces Side,Workshop in Garage
Principal Interest
$7,086
Taxes
$828

Home Price

$1,299,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$259,800
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Monthly Price:
$7,085.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,085.65 $828.11 $0.00 $7,913.76
Yearly $85,027.82 $9,937.35 $0.00 $94,965.17
Total $2,550,834.70 $298,120.50 $0.00 $2,848,955.20

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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