1980 Spencer , Cambria, CA 93428
$4,500
Est. Payment: $22.72/mo
3 Bed
3 Bath
2700 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

This spacious and beautifully rebuilt home offers modern comfort in a serene, natural setting. Following a 2021 fire, the property was completely reconstructed from the ground up—everything is brand new, from floor to ceiling. Situated on a generous 20,200 sq ft street-to-street lot, the home is surrounded by mature eucalyptus, redwood, and Monterey pine trees, providing exceptional privacy and a peaceful forest backdrop. The 2,700 sq ft residence features multiple decks—accessible from the bedrooms, the primary suite, and two additional decks off the main living area—each offering unique views of the Santa Lucia Mountains, where both sunrises and moonrises can be enjoyed. The home includes two bedrooms plus a versatile flex room, currently housing the laundry area, which could easily serve as an office or third bedroom. Interior highlights include recessed lighting, hardwood flooring, and open wood-beamed ceilings. The well-appointed kitchen offers ample space for cooking and storage. The entire upper level is dedicated to the main living spaces, including the living room, dining area, kitchen, and a powder room. A gas log fireplace creates a warm focal point, while the adjacent family room features built-in bookshelves, a charming window seat, and an additional gas log fireplace. Designed for both comfort and connection, this home is ideal for gathering, working from home, or simply enjoying the tranquility of its surroundings. The property includes a garage and ample off street parking off of Londonderry. Trash & gardener are included in the rent . Tenant is responsible for all other utilities, Gas, Electric CCSD (Water /sewer), Cable, WIFI.

Highlights

Listed by Stephanie Rowles , 805-610-6890 Barnes and Associates Realty, Inc. , 805-423-2279. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential Lease

Lot/Acreage
0.46

Year Built

1985

County

San Luis Obispo

Area

CAMB - Cambria

Neighborhood

Lodge Hill(430)

School District

Coast Unified

Listing ID

SC26090177

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/4 Bathrooms:1
Appliances:Dishwasher, Free-Standing Range, Gas Cooktop, Disposal, Gas Oven, Refrigerator, Dryer, Washer
Floor:Laminate
Basement:Utility
Other:Beamed Ceilings,Breakfast Bar,Balcony,Eat-in Kitchen,Granite Counters,Living Room Deck Attached,Multiple Staircases,Open Floorplan,Recessed Lighting,All Bedrooms Down,No
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Others:Rain Gutters,Turnkey
Sewer:Public Sewer
Parking Features:Driveway,Driveway Up Slope From Street,Garage,On Site,Off Street
Principal Interest
$23
Taxes
$3

Home Price

$4,500

Loan Details

30 yrs
6.487%

Down Payment

20%
$900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$22.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $22.72 $2.87 $0.00 $25.59
Yearly $272.68 $34.43 $0.00 $307.11
Total $8,180.52 $1,032.75 $0.00 $9,213.27

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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