2968 Ardath Dr , Cambria, CA 93428
$1,480,000
Est. Payment: $7,473.57/mo
5 Bed
5 Bath
3128 Sqft
Status: active | Days on site: 59
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Delightfully unique split-level property in Cambria offering exceptional flexibility for multi-generational living or extended guests. Situated on nearly half an acre with approximately 3,128± sq.ft., this expansive 5 bedroom, 4.5 bathroom home is thoughtfully designed to function much like two homes in one. The original Ardath Drive side living area offers approximately 1,535± sq.ft., while a substantial 1,593± sq.ft. addition completed around 2016 created a separate Spencer Street side living space. The Spencer Street side living area offers 2 bedrooms and 2 bathrooms, plus an additional dining area/den currently utilized as a bedroom/workout room. A former third bedroom on this side has been converted into a kitchenette area complete with cabinetry, counters, sink, and full-size refrigerator, adding even more flexibility for extended living arrangements. This side of the home also features multiple Ipe wood decks, a cozy wood-burning fireplace, and private laundry room. The original Ardath Drive side of the home features 3 bedrooms and 2 bathrooms, along with its own laundry closet, Ipe wood deck, and access to the terraced yards. Separate driveways from both Ardath Drive and Spencer Street provide convenient access and added privacy for each side of the home. A connecting door separates the two living spaces and can be locked open, closed, or removed depending on your needs. Additional highlights include beautiful solid oak flooring, an updated kitchen, grand entry, multiple living areas, wooded views with distant hill vistas, terraced gathering areas with pavers and slate stone, over 3,600 gallons of combined cistern water storage for irrigation, two furnaces, two water heaters, and a massive tandem four-car garage with workshop space and half bath.

Highlights

Listed by Sophia McDonald , 805-234-5828 and Christine McDonald , 805-441-5018 Coastal Real Estate , 805-528-7171. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.48

Year Built

1964

County

San Luis Obispo

Area

CAMB - Cambria

Neighborhood

Lodge Hill(430)

School District

Coast Unified

Listing ID

SC26109216

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range, Refrigerator
Floor:Tile,Vinyl,Wood
Other:Bedroom on Main Level,Main Level Primary,Multiple Primary Suites
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Roof:Composition
Sewer:Public Sewer
Parking Features:Asphalt,Concrete,Driveway,Driveway Up Slope From Street,Garage,Garage Faces Side,Tandem
Principal Interest
$7,474
Taxes
$944

Home Price

$1,480,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$296,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,473.57

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,473.57 $943.50 $0.00 $8,417.07
Yearly $89,682.79 $11,322.00 $0.00 $101,004.79
Total $2,690,483.66 $339,660.00 $0.00 $3,030,143.66

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-11T00:38:43.000Z

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