305 Ivar St , Cambria, CA 93428
$2,175,000
Est. Payment: $10,983.11/mo
3 Bed
4 Bath
2303 Sqft
Status: active | Days on site: 132
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Coastal living at its best in the desirable Marine Terrace neighborhood, just steps to beach access. Built in 2005 and thoughtfully designed for the Central Coast climate, this beautifully crafted home sits on a corner lot and offers approximately 2,303 sq. ft. of living space. The flexible floor plan includes 3 bedrooms, a study/office, and 3.5 bathrooms. The main level features a private secondary bedroom suite with exterior access, an additional bedroom, study/office, hall bath, and interior laundry. The upper level offers the primary suite along with the main living areas, including the kitchen, dining room, living room, powder room, and access to an exterior deck ideal for enjoying the coastal air. The kitchen features natural birch cabinetry, granite countertops, Dacor stainless appliances, Grohe faucet, Kohler chef’s sink, prep sink, and pantry. Quality craftsmanship throughout includes Andersen casement windows, durable Hardie board siding and shingles, solid core interior doors, and Emtek burnished bronze hardware. Interior finishes include maple hardwood floors in the foyer, stairway, upper hall, powder room, dining room, and kitchen, crown molding in downstairs bedrooms, tile bathroom floors, and carpeted bedrooms. A well-built coastal home offering comfort, craftsmanship, and a prime location near the scenic Fiscalini Preserve nature trails and the stunning Cambria coastline.

Highlights

Listed by Ron Mullins Jr. , 805-235-2308 RE/MAX Parkside Real Estate , 805-239-3310. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

2005

County

San Luis Obispo

Area

CAMB - Cambria

Neighborhood

Marine Terrace(440)

School District

Coast Unified

Listing ID

NS26051969

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Dishwasher, ENERGY STAR Qualified Appliances, Gas Range
Floor:Carpet,Tile,Wood
Other:Breakfast Bar,Ceiling Fan(s),Crown Molding,Cathedral Ceiling(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Living Room Deck Attached,Open Floorplan,Tile Counters,Bedroom on Main Level,Galley Kitchen,Main Level Primary,Multiple Primary Suites,Primary Suite,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Street Level,No Land Lease
Garage Capacity:2
Roof:Composition,Shingle
Others:Turnkey,Hardboard
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$10,983
Taxes
$1,387

Home Price

$2,175,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$435,000
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Monthly Price:
$10,983.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,983.11 $1,386.56 $0.00 $12,369.67
Yearly $131,797.34 $16,638.75 $0.00 $148,436.09
Total $3,953,920.24 $499,162.50 $0.00 $4,453,082.74

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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