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305 Ivar St , Cambria, CA 93428
$2,175,000
Est. Payment: $10,983.11/mo
3 Bed
3.5 Bath
2303 Sqft
Status: active | Days on site: 151
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Coastal living at its best in the desirable Marine Terrace neighborhood, just steps to beach access. Built in 2005 and thoughtfully designed for the Central Coast climate, this beautifully crafted home sits on a corner lot and offers approximately 2,303 sq. ft. of living space. The flexible floor plan includes 3 bedrooms, a study/office, and 3.5 bathrooms. The main level features a private secondary bedroom suite with exterior access, an additional bedroom, study/office, hall bath, and interior laundry. The upper level offers the primary suite along with the main living areas, including the kitchen, dining room, living room, powder room, and access to an exterior deck ideal for enjoying the coastal air. The kitchen features natural birch cabinetry, granite countertops, Dacor stainless appliances, Grohe faucet, Kohler chefs sink, prep sink, and pantry. Quality craftsmanship throughout includes Andersen casement windows, durable Hardie board siding and shingles, solid core interior doors, and Emtek burnished bronze hardware. Interior finishes include maple hardwood floors in the foyer, stairway, upper hall, powder room, dining room, and kitchen, crown molding in downstairs bedrooms, tile bathroom floors, and carpeted bedrooms. A well-built coastal home offering comfort, craftsmanship, and a prime location near the scenic Fiscalini Preserve nature trails and the stunning Cambria coastline.
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Highlights

Listed by Ron Mullins Jr. , 805-235-2308 RE/MAX Parkside Real Estate , 805-239-3310. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.09

Year Built

2005

County

San Luis Obispo

 Neighborhood

Marine Terrace(440)

Listing ID

NS26051969

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Range
Air Cond:N/K
Fireplaces:FP in Family Room,Gas
Floor:Carpet,Tile,Wood
Other:Granite Counters,Living Room Deck Attached,Tile Counters
Other:Public

Exterior Features

Garage Capacity:2
Roof:Composition,Shingle
Others:Turnkey
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$10,983
Taxes
$1,387

Home Price

$2,175,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$435,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,983.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,983.11 $1,386.56 $0.00 $12,369.67
Yearly $131,797.34 $16,638.75 $0.00 $148,436.09
Total $3,953,920.24 $499,162.50 $0.00 $4,453,082.74

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cambria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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