109 Cabrillo St , Capitola, CA 95010
$1,588,000
Est. Payment: $8,018.93/mo
3 Bed
2 Bath
1558 Sqft
Status: active | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to 109 Cabrillo Street, a 3-bed, 2-bath home offering 1,558 sqft of coastal living, nestled in one of Capitola's most desirable neighborhoods. Just minutes from Capitola Village, New Brighton Beach, local dining, boutique shopping, and scenic coastal trails, this home offers the perfect blend of beach-town charm and everyday comfort. Step inside to discover light-filled living spaces and a functional floor plan designed for relaxed coastal living. The spacious layout features a well-appointed kitchen, dining area, and separate living room and family room, creating an ideal setting for entertaining or enjoying quiet evenings at home. Large windows invite natural light throughout while showcasing the home's warm and welcoming ambiance. Outside, the private yard offers room to unwind, dine al fresco, garden, or simply enjoy the mild Capitola climate year-round. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this exceptional property offers an unbeatable location with easy access to beaches, parks, schools, and commuter routes. Experience the ultimate Capitola lifestyle, where morning walks to the beach, afternoons exploring Capitola Village, and evenings spent enjoying the coastal breeze become part of your everyday routine.

Highlights

Listed by Kaitlyn Christensen , 408-355-8109 and Jeremy Larson , 831-212-5360 eXp Realty of California Inc , (888) 584-942.... CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1963

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82055529

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1
Roof:Composition
Sewer:Public Sewer
Principal Interest
$8,019
Taxes
$1,012

Home Price

$1,588,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$317,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,018.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,018.93 $1,012.35 $0.00 $9,031.28
Yearly $96,227.21 $12,148.20 $0.00 $108,375.41
Total $2,886,816.25 $364,446.00 $0.00 $3,251,262.25

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Current Listings

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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