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431 Capitola Ave , Capitola, CA 95010
$869,000
Est. Payment: $4,769.40/mo
3 Bed
2 Bath
880 Sqft
0.02 Acres
Status: Active | Days on site: 3
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ML39757 - ML148624,ML136115
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Chris Heller
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House Description

3 Blocks to the beach and Esplanade, in the heart of Capitola Village listed at $869,000- you cannot find a vacant lot in Capitola village for this low price--OHHHH THE POSSIBILITIES! This is a 3 bedroom (records reflect 2 bedrooms), 2 bath home with off-street parking- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing & dual pane windows. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living- rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one it is cute as a button!
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Highlights

Listed by Tyanne Scaletti , 831-234-8004 and Pat Simmons , 831-334-9398 Bailey Properties , 831-688-7434. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.02

Year Built

1922

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82062991

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Refrigerator, Vented Exhaust Fan
Floor:Laminate,Tile
Other:
  • ▪ Additional:Breakfast Bar
Water:Public

Exterior Features

Lot:Zero Lot Line,No Land Lease
Garage Capacity:0
Zoning:mixed use
Roof:Flat
Others:
  • ▪ Additional:Fixer
Parking Features:Off Street

Open House

Upcoming Open Houses
Saturday 1:00 pm - 4:00 pm Oct 3
Principal Interest
$4,769
Taxes
$554

Home Price

$869,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$173,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,769.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,769.40 $553.99 $0.00 $5,323.38
Yearly $57,232.76 $6,647.85 $0.00 $63,880.61
Total $1,716,982.80 $199,435.50 $0.00 $1,916,418.30

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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