4820 Opal Cliff Dr Unit 103 , Capitola, CA 95010
$1,199,000
Est. Payment: $6,580.56/mo
2 Bed
1 Bath
924 Sqft
Status: Active Under Contract | Days on site: 14
Get Pre-Qualified
ML36676 - ML152580
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Wow! Endless Views of Monterey Bay from every room! Two Bedroom, 1 Bath end unit 924 square foot Condo with 270-degree views of Monterey Bay. Large Private Patio with beautiful flowers, makes this a perfect indoor-outdoor entertainers' property. Wake up to the views of the Pacific Ocean, Capitola Wharf and Moss Landing. Just down the road is Downtown Capitola and all that it has to offer with its restaurants and shops.

Highlights

Listed by Patrick Crema , 408-314-8908 Crema Properties , 408-244-3100. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

804 Monthly

Year Built

1975

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82060043

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Electric Cooktop, Disposal, Microwave, Refrigerator, Range Hood, Vented Exhaust Fan
Floor:Carpet,Tile
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:Condo
Roof:Composition
Others:
  • ▪ Additional:Stucco, 2+ Total Units
Sewer:Public Sewer
Parking Features:Covered,Carport,Off Street
Principal Interest
$6,581
Taxes
$764
HOA
$804

Home Price

$1,199,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,580.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,580.56 $764.36 $804.00 $8,148.92
Yearly $78,966.72 $9,172.35 $9,648.00 $97,787.07
Total $2,369,001.59 $275,170.50 $289,440.00 $2,933,612.09

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS