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529 Capitola Ave , Capitola, CA 95010
$2,515,000
Est. Payment: $12,700.01/mo
2 Bed
2 Bath
1426 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Capitola is rich in central coast history & continues to be a vacation destination for beach living & foodies paradise. This home is 1 of the oldest in Capitola built in 1860. A lot has changed but its location is just a few blocks to the esplanade, dangerously close to Gayles Bakery & close to HWY 1. This 2 bed.1.5 bath home retains its charm from the past years. But, the Dutch front door, thats where the modern conveniences begin. New wall electric system, new plumbing, thermal pane windows, insulated walls & floors, & hickory flooring bring this home to 2026. The crowning glory of the home is an awe inspiring chefs kitchen that features walnut cabinetry, Wolf gas range, glass door subzero refrigerator/freezer, Shaw farmhouse clay sink, island covered by soapstone countertops & handmade tile backsplash. Generous dining area & custom lighting from artisan Roys Lighting. Upstairs has lots of dormer windows & hickory flooring. Shower & tile in the bathroom complimented by the natural light from the windows. Outside is tastefully landscaped. Spa & outdoor shower & privacy fenced yard. Newly constructed 2 car garage provides parking & storage space. Above the garage 575 sq. ft. 1 bed.1 bath ADU with a kitchenette & living area or a rental for income. Peaks of the Ocean! Ready Now!
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Highlights

Listed by Diana Mercer , 831-234-1346 Compass , 831-708-1663. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.1

Year Built

1860

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82056643

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Freezer, Gas Cooktop, Disposal, Refrigerator
Floor:Tile,Wood
Other:Breakfast Bar,Walk-In Closet(s),Workshop
Other:Public

Exterior Features

Lot:Corners Marked,Level,No Land Lease
Garage Capacity:2
Zoning:Residential
Roof:Composition,Metal
Others:Has ADU
Sewer:Public Sewer
Parking Features:Gated,Off Site,Off Street,Workshop in Garage
Principal Interest
$12,700
Taxes
$1,603

Home Price

$2,515,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$503,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,700.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,700.01 $1,603.31 $0.00 $14,303.32
Yearly $152,400.14 $19,239.75 $0.00 $171,639.89
Total $4,572,004.32 $577,192.50 $0.00 $5,149,196.82

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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