620 Sunset Dr , Capitola, CA 95010
$895,000
Est. Payment: $4,881.95/mo
1 Bed
1 Bath
457 Sqft
0.06 Acres
Status: Pending | Days on site: 66
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ML35574 - ML5104187,ML162669
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House Description

A Cottage in the Heart of Capitola. 620 Sunset is a beach-town cottage where the location does the work. On a quiet street in Riverview Terrace, you're an easy walk from Gayle's Bakery, Capitola Village, and Capitola Beach the kind of place where mornings start with coffee and a pastry, afternoons drift toward the sand, and evenings wind down in the garden. This is Capitola life at its most effortless. Weekend markets, sunset strolls along the water, and dinners just a few blocks from your door. The cottage itself is light, warm, and simple to maintain; a home that encourages for more time outside, so more of your day belongs to the beach than the to-do list. Out front, a usable yard offers room to garden, gather, or slow down under mature trees, and a versatile bonus structure works as a studio, workshop, or extra storage. Whether it's a weekend retreat, a lock-and-leave, or a first foothold in Capitola, 620 Sunset offers real beach-town living; walkable, low-maintenance, and minutes from the water.

Highlights

Listed by Mario Desantis , 831-291-0511 and Liliane Molda , 831-212-1991 Coldwell Banker Realty , (831) 469-8000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.06

Year Built

1956

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82052551

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Wall/Window Unit(s)
Fireplaces:
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:Residential
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$4,882
Taxes
$571

Home Price

$895,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$179,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,881.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,881.95 $570.56 $0.00 $5,452.52
Yearly $58,583.45 $6,846.75 $0.00 $65,430.20
Total $1,757,503.51 $205,402.50 $0.00 $1,962,906.01

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Capitola, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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