962 Woodgrove Dr , Cardiff By The Sea, CA 92007
$1,399,900
Est. Payment: $7,069.08/mo
3 Bed
2 Bath
1245 Sqft
Status: pending | Days on site: 34
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House Description

Coastal Cardiff Living at Its Best Nestled in the heart of Cardiff-by-the-Sea, this inviting 3-bedroom, 2-bath residence offers an exceptional opportunity to enjoy one of Southern California's most coveted coastal lifestyles. Surrounded by award-winning schools and positioned within a highly desirable neighborhood, the home combines everyday convenience with the relaxed charm that defines Cardiff and neighboring Encinitas. The thoughtfully designed floor plan includes approximately 1,245 square feet of living space, a two-car garage, and an upper-level deck that serves as the perfect setting for morning coffee, evening sunsets, and the cool ocean breezes that drift inland from the Pacific. The deck overlooks peaceful green open spaces, creating a sense of privacy and tranquility rarely found at this price point. Location is everything, and this home places you moments from the very best of North County Coastal living. Enjoy quick access to Interstate 5, downtown Encinitas, and the vibrant shops, restaurants, and conveniences along El Camino Real. Spend your weekends exploring local beaches, riding an e-bike to the legendary Swami's surf break, or picking up dinner from Cardiff's beloved Seaside Markethome of the famous "Cardiff Crack." Whether you're drawn by the coastal climate, outdoor lifestyle, excellent schools, or the unique character of Cardiff-by-the-Sea, this property offers an opportunity to live where cool ocean breezes, spectacular sunsets, and a true sense of community come together. A rare chance to own a home in one of San Diego County's most sought-after coa

Highlights

Listed by Valerie Medina , 619-897-4019 Trust Properties USA , 619-450-2973. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.07

HOA Fee

234 Quarterly

Year Built

1975

County

San Diego

School District

San Dieguito High School Distric

Listing ID

NDP2605672

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Central Forced Air
Fireplaces:FP in Living Room

Exterior Features

Garage Capacity:2
Zoning:R-1:SINGLE
Sewer:Public Sewer
Principal Interest
$7,069
Taxes
$892
HOA
$234

Home Price

$1,399,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$279,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,069.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,069.08 $892.44 $234.00 $8,195.52
Yearly $84,829.01 $10,709.24 $2,808.00 $98,346.25
Total $2,544,870.32 $321,277.05 $84,240.00 $2,950,387.37

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cardiff By The Sea, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-08-10T18:33:54.000Z

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