3540 Oak Pl , Carmel-by-the-sea, CA 93923
$3,195,000
Est. Payment: $16,133.81/mo
4 Bed
3 Bath
2526 Sqft
Status: active | Days on site: 140
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House Description

Set behind a private gated entry framed by hand-laid Santa Lucia stone, this extensively upgraded Carmel home offers approximately 2,526 square feet of single-level living on a level 10,400 square foot lot. Located at the end of Oak Place with no through traffic, the property is just minutes from Carmel-by-the-Sea, Carmel Beach, schools, shopping, dining, and destinations throughout the Monterey Peninsula. The bright interior features tray ceilings, skylight tube systems, Jerusalem stone flooring, solid oak floors, and handcrafted mosaic inlays. The remodeled kitchen includes granite countertops, a mosaic glass backsplash, Viking range, farmhouse sink, and a generous center island with ample space for everyday living and entertaining. The spacious primary suite offers a walk-in closet and spa-inspired bathroom with glass-tiled walls, skylight, soaking tub, steam shower, and gas fireplace. Additional features include a wood-burning fireplace with gas insert in the living room, heated flooring in the hallway bathroom, newer Sierra Pacific sliding doors, and insulated walls, floors, and ceilings for year-round comfort. Outdoor spaces include a gas fireplace, built-in barbecue, multiple brick patios, mature succulent gardens, and indoor/outdoor speakers. The gated motor court provides parking for more vehicles in addition to the one-car garage, offering an uncommon amount of parking and usable space in Carmel. A private studio-style guest suite with its own exterior entrance, kitchenette, and dedicated bathroom access provides flexibility for guests, extended family, a home off

Highlights

Listed by Philip Rohlik , 831-241-2422 Realty ONE Group Pacific , 760-496-0760. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.24

Year Built

1967

County

Monterey

Listing ID

NDP2602838

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dryer, Washer
Air Cond:Central Forced Air,Heat Pump(s),High Efficiency
Fireplaces:FP in Living Room,Electric,Gas,Bath,Gas Starter

Exterior Features

Garage Capacity:6
Zoning:MDR/2-D(CZ
Sewer:Public Sewer
Principal Interest
$16,134
Taxes
$2,037

Home Price

$3,195,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$639,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,133.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,133.81 $2,036.81 $0.00 $18,170.62
Yearly $193,605.75 $24,441.75 $0.00 $218,047.50
Total $5,808,172.49 $733,252.50 $0.00 $6,541,424.99

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Carmel-by-the-sea, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-11T00:39:30.000Z

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