123 Fern Canyon Rd , Carmel, CA 93923
$1,499,000
Est. Payment: $7,569.51/mo
2 Bed
2 Bath
1312 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

There are homes that simply occupy the landscape, and there are homes that become part of it. Hidden among the towering pines of the Carmel Highlands, this remarkable 1927 stone cottage is one of those rare properties that feels as though it has always belonged. Handcrafted stone walls, rich wood paneling, soaring open-beam ceilings, and abundant skylights create a home that is both timeless and inviting, celebrating the craftsmanship and artistry that define classic Carmel architecture. Thoughtfully updated for today's lifestyle, the residence blends historic character with modern convenience. The beautifully remodeled kitchen opens naturally to warm gathering spaces where sunlight filters through the trees and every room enjoys a connection to the surrounding landscape. Outside, stone terraces, mature gardens, and native landscaping provide exceptional privacy and peaceful outdoor living. Surrounded by forest with glimpses of the Pacific beyond, the property offers a sense of seclusion while remaining just minutes from Carmel-by-the-Sea, Point Lobos, and the spectacular Big Sur coastline. Rich in character and perfectly positioned within one of California's most iconic coastal communities, this is a home to be treasured for generations.

Highlights

Listed by Robert Slawinski , 408-505-0708 eXp Realty of California Inc , (888) 584-942.... CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.29

Year Built

1927

County

Monterey

Area

699 - Not Defined

School District

Carmel Unified

Listing ID

ML82056647

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Floor:Stone,Wood
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:LDR/1-D(CZ)
Roof:Composition
Principal Interest
$7,570
Taxes
$956

Home Price

$1,499,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$299,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,569.51

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,569.51 $955.61 $0.00 $8,525.12
Yearly $90,834.12 $11,467.35 $0.00 $102,301.47
Total $2,725,023.65 $344,020.50 $0.00 $3,069,044.15

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Carmel, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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