2 NW Of Lincoln St , Carmel, CA 93921
$4,475,000
Est. Payment: $24,560.47/mo
3 Bed
2 Bath
1557 Sqft
0.12 Acres
Status: Active | Days on site: 7
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ML5014371 - ML5077724
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House Description

On the northwest side of downtown Carmel-by-the-Sea, this is the ultimate pied-a -terre. Once you arrive at Gem by the Sea, no car will ever be needed. Just moments from the buzz of cafes, wine tasting rooms, gourmet dining and art galleries of the village and a leisurely stroll to the white sands of Carmel Beach. This is truly a vacation home. New construction in 2014, the home has been maintained perfectly, the residence feels fresh, intentional, and timeless. The interior is defined by rich hardwood floors and millwork detailing that echoes the classic Carmel aesthetic while offering the modern comforts of a newer build. The main level is thoughtfully designed with two bedrooms, ideal for guests or a home office, while the primary suite claims the entire upper level. Accessed by a gentle set of stairs, this retreat features a private deck with ocean views and a spa-like bathroom complete with a freestanding tub and separate shower. Turn-key coastal elegance, this cottage offers a level of privacy and craftsmanship that is increasingly hard to find. Features AC, Ocean Views, Exterior Spa and attached 1 Car Garage.

Highlights

Listed by BambacePetersonTeam , 831-238-1380 Compass , (831) 318-0150. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

2014

County

Monterey

Area

699 - Not Defined

School District

Carmel Unified

Listing ID

ML82062124

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Gas Cooktop, Disposal, Ice Maker, Refrigerator
Air Cond:Central Air
Fireplaces:Living Room,Outside
Floor:Stone,Wood
Other:
  • ▪ Additional:Walk-In Closet(s)
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R1
Roof:Shingle
Sewer:Public Sewer
Parking Features:Off Street

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Oct 3
Sunday 12:00 pm - 2:00 pm Oct 4
Principal Interest
$24,560
Taxes
$2,853

Home Price

$4,475,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$895,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$24,560.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $24,560.47 $2,852.81 $0.00 $27,413.28
Yearly $294,725.66 $34,233.75 $0.00 $328,959.41
Total $8,841,769.89 $1,027,012.50 $0.00 $9,868,782.39

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Carmel, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T09:09:50.000Z

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