3850 Rio Rd Unit 24 , Carmel, CA 93923
$950,000
Est. Payment: $4,797.22/mo
2 Bed
3 Bath
1808 Sqft
Status: active | Days on site: 150
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

One of the largest updated Arroyo Carmel residences currently available at under $1 million. Tucked within a peaceful area of Carmel, this updated residence offers sweeping views of the Santa Lucia Mountains and a lovely of the community pond, creating a daily backdrop of natural beauty and calm. Step outside to 4 different patios/balconies to extend your living space. Inside, one of the larger floor plans in the community, it features two spacious upstairs' bedroom suites, while a convenient powder room downstairs serves the main living area. The fully updated kitchen showcases Quartz countertops and new appliances, complemented by luxury vinyl plank flooring throughout for a clean, contemporary feel. The living space is designed to embrace the surrounding scenery, fresh paint, newly installed flooring, and a brand-new fireplace that adds warmth and character. Numerous upgrades including new vanities, toilets, washer and dryer, window shades, and updated lighting ensure a move-in-ready experience. Located just minutes from the sands of Carmel Beach and the charming shops and restaurants of Carmel-by-the-Sea, residents and guests also enjoy community amenities: a pool, spa, and tennis courts, all within the highly rated Carmel Unified School District.

Highlights

Listed by Amber Russell , 831-402-1982 Over the Moon Realty, Inc , (831) 402-1982. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.03

HOA Fee

710 Monthly

Year Built

1976

County

Monterey

Area

699 - Not Defined

School District

Carmel Unified

Listing ID

ML82037800

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R-2
Roof:Shake
Sewer:Public Sewer
Parking Features:Guest,Uncovered
Principal Interest
$4,797
Taxes
$606
HOA
$710

Home Price

$950,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$190,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,797.22

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,797.22 $605.63 $710.00 $6,112.85
Yearly $57,566.65 $7,267.50 $8,520.00 $73,354.15
Total $1,726,999.64 $218,025.00 $255,600.00 $2,200,624.64

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Average Days on Market

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Market insight data is pulled from the same city as the listing being viewed (Carmel, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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