3437 Shearer , Cayucos, CA 93430
$799,000
Est. Payment: $4,358.30/mo
2 Bed
1 Bath
728 Sqft
0.06 Acres
Status: Active | Days on site: 16
Get Pre-Qualified
SC11831 - SL02041698
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Tucked into the coveted south end of Cayucos Beach, this inviting cottage offers a rare chance to make coastal California your own. Blue-water views greet you right from the property, setting a serene, sun-washed backdrop for everyday living. Start your mornings with coffee on the spacious front patio or unwind there with an evening beverage, soaking in the ever-changing colors of sunrise and sunset over the water. Inside, a light-filled living area flows toward a cozy breakfast bar that opens onto a functional kitchen outfitted with a gas range, refrigerator, generous cabinetry, and ample counter space — easy, comfortable living from the moment you walk in. The rear bedroom offers extra privacy and comfortable proportions, situated just across from the hall bath. Newer tile flooring runs throughout, lending a clean, low-maintenance coastal feel that's ready for beach-day living. The second bedroom, located off of the living room, offers great ocean views. Outside, a covered carport accommodates one vehicle, with additional driveway and street parking available. The true showstopper, though, is the expansive view. The large front patio is a rare stretch of outdoor space that invites relaxing, entertaining, or dreaming up future possibilities (buyers to verify buildable potential and complete their own due diligence). Conveniently located close to the sand, and only minutes from downtown Cayucos, this delightful cottage is your opportunity to own a genuine slice of the Central Coast.

Highlights

Listed by Jordan Knauer , 805-540-9573 Equity Union , 818-989-2000. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.06

Year Built

1959

County

San Luis Obispo

Area

CAYU - Cayucos

Neighborhood

Cayucos Rural(520)

School District

San Luis Coastal Unified

Listing ID

SC26194173

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dryer, Washer
Other:
  • ▪ Additional:All Bedrooms Down
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,Front Yard,No Land Lease
Garage Capacity:0
Roof:Asphalt
Sewer:Public Sewer
Principal Interest
$4,358
Taxes
$509

Home Price

$799,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,358.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,358.30 $509.36 $0.00 $4,867.67
Yearly $52,299.64 $6,112.35 $0.00 $58,411.99
Total $1,568,989.16 $183,370.50 $0.00 $1,752,359.66

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS