2850 Studio , Cayucos, CA 93430
$3,495,000
Est. Payment: $17,648.72/mo
3 Bed
2 Bath
1326 Sqft
Status: active | Days on site: 4
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Rare oceanfront offering. This distinctive two-lot parcel comprises approximately 7,400± square feet, with 50 feet of ocean frontage and over 145 feet of depth. Situated closer to the bluff edge than neighboring residences, the property enjoys sweeping point-to-point coastline views and dramatic white-water vistas, enhanced by offshore rock formations. A set of finely crafted private stairs descends through an ice plant–covered bluff to a broad sandy beach below. The property includes a street-side two-car garage with additional storage, along with separate guest quarters, offering flexibility for visitors, extended family, or private accommodations. Beyond the garage is a sheltered interior patio well suited for container gardening, a spa, or outdoor entertaining. The main residence is accessed from the patio and opens into a full-width great room featuring vaulted ceilings, expansive glass, and an open-concept living, dining, and kitchen area. Wood flooring and detailed ceiling insets contribute warmth and architectural interest, while ocean views are enjoyed throughout the primary living spaces. The main living area includes a ceiling fan and a stackable washer/dryer discreetly located in a living room closet. The efficient kitchen is appointed with updated cabinetry and stainless steel appliances. The dining area is highlighted by an arched window and plank-style ceiling. The main residence offers two bedrooms with ample natural light, including one generously sized to accommodate twin beds, along with a full bathroom featuring a pedestal sink. A wide bluff-top patio extends from the living area and provides direct access to the private beach stairs. This rare oceanfront parcel, combined with private beach access, expansive views, and separate guest quarters, presents a truly unique coastal opportunity

Highlights

Listed by Dale Kaiser , 805-995-2900 and Gail Riley , 805-995-2900 Dale Kaiser Real Estate , 805-995-2900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1949

County

San Luis Obispo

Area

CAYU - Cayucos

Neighborhood

Strand (530)

School District

Coast Unified

Listing ID

SC26167484

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Microwave, Refrigerator, Dryer, Washer
Floor:Wood
Other:Ceiling Fan(s),Separate/Formal Dining Room
Other:Public

Exterior Features

Lot:Bluff,No Land Lease
Garage Capacity:4
Sewer:Public Sewer
Parking Features:Garage,Off Street
Principal Interest
$17,649
Taxes
$2,228

Home Price

$3,495,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$699,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,648.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $17,648.72 $2,228.06 $0.00 $19,876.79
Yearly $211,784.69 $26,736.75 $0.00 $238,521.44
Total $6,353,540.79 $802,102.50 $0.00 $7,155,643.29

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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