2850 Studio , Cayucos, CA 93430
$3,495,000
Est. Payment: $17,648.72/mo
3 Bed
2 Bath
1326 Sqft
Status: active | Days on site: 5
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House Description

Rare oceanfront offering. This distinctive two-lot parcel comprises approximately 7,400 square feet, with 50 feet of ocean frontage and over 145 feet of depth. Situated closer to the bluff edge than neighboring residences, the property enjoys sweeping point-to-point coastline views and dramatic white-water vistas, enhanced by offshore rock formations. A set of finely crafted private stairs descends through an ice plantcovered bluff to a broad sandy beach below. The property includes a street-side two-car garage with additional storage, along with separate guest quarters, offering flexibility for visitors, extended family, or private accommodations. Beyond the garage is a sheltered interior patio well suited for container gardening, a spa, or outdoor entertaining. The main residence is accessed from the patio and opens into a full-width great room featuring vaulted ceilings, expansive glass, and an open-concept living, dining, and kitchen area. Wood flooring and detailed ceiling insets contribute warmth and architectural interest, while ocean views are enjoyed throughout the primary living spaces. The main living area includes a ceiling fan and a stackable washer/dryer discreetly located in a living room closet. The efficient kitchen is appointed with updated cabinetry and stainless steel appliances. The dining area is highlighted by an arched window and plank-style ceiling. The main residence offers two bedrooms with ample natural light, including one generously sized to accommodate twin beds, along with a full bathroom featuring a pedestal sink. A wide bluff-top patio exte

Highlights

Listed by Dale Kaiser , 805-550-9900 and Gail Riley , 805-776-3072 Dale Kaiser Real Estate , 805-995-2900. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1949

County

San Luis Obispo

Neighborhood

Strand (530)

Listing ID

SC26167484

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Washer
Air Cond:N/K
Fireplaces:N/K
Floor:Wood
Other:Public

Exterior Features

Garage Capacity:4
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$17,649
Taxes
$2,228

Home Price

$3,495,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$699,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$17,648.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $17,648.72 $2,228.06 $0.00 $19,876.79
Yearly $211,784.69 $26,736.75 $0.00 $238,521.44
Total $6,353,540.79 $802,102.50 $0.00 $7,155,643.29

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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