1124 S Ocean Ave , Cayucos, CA 93430
$1,495,000
Est. Payment: $8,205.12/mo
3 Bed
3 Bath
1820 Sqft
0.09 Acres
Status: Active | Days on site: 64
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House Description

Sweeping Pacific Ocean views, multiple decks, a coveted west-of-Highway 1 location, with walkability to downtown Cayucos create the ultimate California beach lifestyle. Just a very short walk to beach access at both 10th and 12th Streets, this spacious, move-in-ready, light-filled 3-bedroom, 2.5-bath home offers the perfect blend of coastal charm, comfort, and convenience. Whether you’re searching for a weekend beach retreat or a full-time residence, this home checks every box. Situated on an approximately 4,000-square-foot lot, the home offers approximately 1,820 square feet of living space, multiple ocean-view decks, a two-car garage, and a versatile floor plan. The home is move-in ready while also offering an incredible opportunity to personalize over time. The lower level features two bedrooms, a full bathroom, a dedicated laundry room, and abundant storage. Upstairs, the light-filled living room opens to a spacious ocean-view deck—an ideal setting for morning coffee, sunset gatherings, or simply taking in the beauty of the Pacific. The upper level also includes an open floorplan with a well-appointed kitchen, a powder room, a full bathroom, and a generous primary suite with a walk-in closet. Enjoy an easy stroll to the Historic Cayucos Pier, charming shops, local restaurants, and everything that makes this beloved Central Coast beach town such a special place to call home.

Highlights

Listed by Dale Kaiser , 805-995-2900 and Gail Riley , 805-995-2900 Dale Kaiser Real Estate , 805-995-2900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1980

County

San Luis Obispo

Area

CAYU - Cayucos

Neighborhood

Town of Cayucos(540)

School District

Coast Unified

Listing ID

SC26143897

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Oven, Refrigerator, Dryer, Washer
Other:
  • ▪ Additional:Beamed Ceilings, Ceiling Fan(s), Open Floorplan, Storage, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Back Yard,No Land Lease
Garage Capacity:2
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$8,205
Taxes
$953

Home Price

$1,495,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$299,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,205.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,205.12 $953.06 $0.00 $9,158.18
Yearly $98,461.42 $11,436.75 $0.00 $109,898.17
Total $2,953,842.68 $343,102.50 $0.00 $3,296,945.18

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T21:11:42.000Z

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