183 H St , Cayucos, CA 93430
$2,975,000
Est. Payment: $16,227.72/mo
4 Bed
4 Bath
2663 Sqft
0.09 Acres
Status: Active | Days on site: 34
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PI2742 - Pi01324554
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House Description

Welcome to this exceptional custom-built 2025 home in the coastal community of Cayucos, ideally located within walking distance of both downtown and the beach. Thoughtfully designed with flexibility, indoor-outdoor living and modern comfort in mind, this four bedroom, three and a half bath home offers a unique floor plan with an elevator providing convenient access throughout the home. The main level features a comfortable living room with expansive double sliding doors opening directly to the front patio, complete with a sitting area and firepit creating an inviting space. This level also includes two additional bedrooms, a full bath and a spacious laundry/utility room. Topping off the lower level is a private suite that features a bedroom, full bathroom, kitchenette, living area, washer/dryer, and is ideal for a private retreat for your guests. Upstairs, the heart of the home is an impressive open concept living and kitchen area highlighted by soaring vaulted ceilings, a fireplace and abundant natural light. The gourmet kitchen features quartz countertops, built-in appliances, a generous island with breakfast bar and an abundance of storage. Double sliding doors in both the living room and adjacent dining area create a seamless connection to the outdoors. The spacious primary suite offers a large walk-in closet and an open, beautifully designed bathroom with access to a private balcony. Outside is an expansive patio with a built-in barbecue, perfect for entertaining. There's a custom-built spiral staircase leading to a spectacular rooftop sun deck, offering an additional outdoor space to relax, entertain and watch the annual 4th of July fireworks show off the pier. Additional highlights include paid solar, separate HVAC systems for each level, two car tandem garage, custom finishes and thoughtful design throughout. With its flexible floor plan, private guest living space, extensive outdoor amenities and contemporary 2025 construction, this move-in-ready Cayucos home offers a rare combination of luxury, functionality and coastal living.

Highlights

Listed by Brian Tuttle , 661-979-0769 Coldwell Banker Preferred Realtors , 661-836-2345. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

2025

County

San Luis Obispo

Area

CAYU - Cayucos

Neighborhood

Town of Cayucos(540)

School District

Coast Unified

Listing ID

PI26183878

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Air,ENERGY STAR Qualified Equipment,Gas
Fireplaces:Living Room
Other:
  • ▪ Additional:Bedroom on Main Level, Utility Room, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:2
Others:
  • ▪ Additional:Fire Pit
Sewer:Public Sewer
Principal Interest
$16,228
Taxes
$1,897

Home Price

$2,975,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$595,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,227.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,227.72 $1,896.56 $0.00 $18,124.29
Yearly $194,732.70 $22,758.75 $0.00 $217,491.45
Total $5,841,980.93 $682,762.50 $0.00 $6,524,743.43

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

© 2026 CRMLS/Multi-Regional MLS

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