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1998 Cir , Cayucos, CA 93430
$998,000
Est. Payment: $5,039.61/mo
1 Bed
1 Bath
525 Sqft
Status: active | Days on site: 35
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Agent profile image
Chris Heller
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House Description

Nestled west of Highway 1 in one of the last true small beach towns on California's Central Coast, this charming 1-bedroom, 1-bathroom beach bungalowwith two detached bonus roomsis brimming with opportunity. Located on a highly desirable, quiet cul-de-sac just over one block from the Pacific Ocean, you'll fall asleep to the sound of crashing waves and wake up to ocean views, salty sea breezes, and the chance to watch whales spout and breach from your own back deck. Thoughtful recent improvements enhance the home's timeless coastal charm, including restored and freshly painted original redwood siding, all-new interior paint, brand-new luxury vinyl plank flooring throughout, and updated low-maintenance landscaping. The spacious back deck is the perfect place to relax, enjoy spectacular sunsets, and take in the ever-changing ocean scenery. The home also features indoor laundry, an enclosed basement for added storage, and a detached bonus room with electricityideal for guests, a home office, or a creative studio. A newly constructed workshop with its own electrical panel offers endless possibilities for hobbies, surfboard storage, or future expansion. Just moments from downtown Cayucos, the historic pier, boutique shops, and local dining, this inviting property captures the essence of Central Coast beach living. Don't miss your opportunity to own a slice of the California coast.
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Highlights

Listed by Amy Daane , 805-234-0621 The Avenue Central Coast Realty, Inc. , 805-548-2670. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.07

Year Built

1953

County

San Luis Obispo

 Neighborhood

Town of Cayucos(540)

Listing ID

SC26141935

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dryer, Microwave, Refrigerator, Washer, Gas Range
Air Cond:N/K
Fireplaces:N/K
Floor:Linoleum/Vinyl
Other:Beamed Ceilings,Formica Counters,Living Room Deck Attached
Other:Public

Exterior Features

Garage Capacity:0
Roof:Flat
Others:Additions/Alterations,Fixer
Sewer:Public Sewer
Principal Interest
$5,040
Taxes
$636

Home Price

$998,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$199,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,039.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,039.61 $636.23 $0.00 $5,675.83
Yearly $60,475.29 $7,634.70 $0.00 $68,109.99
Total $1,814,258.57 $229,041.00 $0.00 $2,043,299.57

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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