Coastal elegance meets the casual, easygoing beachfront community of Cayucos-by-the-Sea with possible SELLER FINANCING. Crafted with contemporary design, this home spans nearly 2,800 sqft of beautiful living spaces. The expansive windows and high ceilings, fill the spaces with natural light and an inviting coastal warmth, starting with the open entry and staircase to the upper level. The bright open layout upstairs combines living, dining, outdoor spaces and a private owner's suite with a spa-like bathroom, walk-in closet, and relaxing soaker tub. The kitchen is a dream with modern appliances, large pantry, and upgraded finishes, plus a built-in grill and large ocean-view deck perfect for indoor/outdoor dining. Downstairs offers its own lovely indoor and outdoor spaces with two additional bedrooms, an outdoor veranda protected from the elements, and a fully fenced yard with outdoor shower. The large lot offers exceptional flexibility, as the home could be thoughtfully transformed into a new configuration, expanded to create additional units, or redesigned to maximize rental income while preserving the architectural character. Established landscaping presents a strong curb appeal to create a modern coastal retreat with multiple access points and large, private outdoor spaces. Take a morning stroll to the beach just across the street, head to the charming Downtown Cayucos shops and restaurants, or jump in the car for a drive up the coast. All of the amazing San Luis Obispo county activities are close at hand. This is the perfect blend of modern updates, coastal lifestyle, and investment potential. Take a fresh look at this immaculate home that is move-in ready and filled with possibility - ELIGIBLE FOR VACATION RENTAL LICENSE