77 N Ocean Ave Unit 12 , Cayucos, CA 93430
$1,199,000
Est. Payment: $6,580.56/mo
2 Bed
2 Bath
938 Sqft
0.02 Acres
Status: Active | Days on site: 87
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House Description

Experience the charm of California's Central Coast in this beautifully updated 2-bedroom, 2-bath end-unit condo just steps from the sand in Old Town Cayucos. With sweeping ocean views, a vacation rental license, and an established record of short-term rentals with an active VRBO profile, this coastal retreat offers the perfect blend of lifestyle and income potential. As a desirable end unit, the home enjoys added privacy, views, and natural light. Upstairs, the inviting living room opens to a private balcony where you can take in the ocean breeze and coastal views. The remodeled kitchen is both stylish and functional, featuring quartz countertops, a designer tile backsplash, gold hardware, and bar seating. A cozy breakfast nook connects the kitchen and living area, creating a welcoming space for casual meals and conversation, while a guest bath completes the upper level. Downstairs, both bedrooms provide a peaceful retreat, with a full bath conveniently situated between them for comfort and convenience. Located just a few hundred feet from Cayucos Beach and right along iconic Ocean Avenue, you'll enjoy easy access to beloved local favorites like Duckie's Chowder House, Luna Coffee Bar, and Brown Butter Cookie Company. Whether you're searching for a coastal getaway, an income-producing vacation rental, or the ideal mix of both, this rare Cayucos opportunity captures the best of Central Coast living.

Highlights

Listed by Blake Shawn , 559-631-0562 Real Brokerage Technologies , 855-450-0442. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.02

HOA Fee

550 Monthly

Year Built

1974

County

San Luis Obispo

Area

CAYU - Cayucos

Neighborhood

Town of Cayucos(540)

School District

San Luis Coastal Unified

Listing ID

SC26058494

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 3/4 Bathrooms:1
Appliances:Electric Range, Disposal, Microwave
Other:
  • ▪ Additional:Breakfast Bar, Balcony, Breakfast Area, All Bedrooms Down, Bedroom on Main Level
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:RMF
Sewer:Public Sewer
Principal Interest
$6,581
Taxes
$764
HOA
$550

Home Price

$1,199,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,580.56

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,580.56 $764.36 $550.00 $7,894.92
Yearly $78,966.72 $9,172.35 $6,600.00 $94,739.07
Total $2,369,001.59 $275,170.50 $198,000.00 $2,842,172.09

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T17:14:43.000Z

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