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77 N Ocean Ave Unit 12 , Cayucos, CA 93430
$1,199,000
Est. Payment: $6,054.60/mo
2 Bed
2 Bath
938 Sqft
Status: active | Days on site: 88
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Experience the charm of California's Central Coast in this beautifully updated 2-bedroom, 2-bath end-unit condo just steps from the sand in Old Town Cayucos. With sweeping ocean views, a vacation rental license, and an established record of short-term rentals with an active VRBO profile, this coastal retreat offers the perfect blend of lifestyle and income potential. As a desirable end unit, the home enjoys added privacy, views, and natural light. Upstairs, the inviting living room opens to a private balcony where you can take in the ocean breeze and coastal views. The remodeled kitchen is both stylish and functional, featuring quartz countertops, a designer tile backsplash, gold hardware, and bar seating. A cozy breakfast nook connects the kitchen and living area, creating a welcoming space for casual meals and conversation, while a guest bath completes the upper level. Downstairs, both bedrooms provide a peaceful retreat, with a full bath conveniently situated between them for comfort and convenience. Located just a few hundred feet from Cayucos Beach and right along iconic Ocean Avenue, you'll enjoy easy access to beloved local favorites like Duckie's Chowder House, Luna Coffee Bar, and Brown Butter Cookie Company. Whether you're searching for a coastal getaway, an income-producing vacation rental, or the ideal mix of both, this rare Cayucos opportunity captures the best of Central Coast living.
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Highlights

Listed by Blake Shawn , 559-631-0562 Real Brokerage Technologies , 855-450-0442. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.02

HOA Fee

550 Monthly

Year Built

1974

County

San Luis Obispo

 Neighborhood

Town of Cayucos(540)

Listing ID

SC26058494

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Disposal, Microwave, Electric Range
Air Cond:N/K
Fireplaces:N/K
Other:Living Room Balcony
Other:Public

Exterior Features

Garage Capacity:1
Zoning:RMF
Sewer:Public Sewer
Principal Interest
$6,055
Taxes
$764
HOA
$550

Home Price

$1,199,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,054.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,054.60 $764.36 $550.00 $7,368.96
Yearly $72,655.18 $9,172.35 $6,600.00 $88,427.53
Total $2,179,655.34 $275,170.50 $198,000.00 $2,652,825.84

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Cayucos, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T22:38:39.000Z

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