1078 Humboldt , Chico, CA 95928
$879,000
Est. Payment: $4,438.69/mo
0 Bed
0 Bath
3232 Sqft
Status: active | Days on site: 170
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Discover a rare, income-producing investment opportunity where historic character meets modern functionality. This unique property offers exceptional versatility with retail, warehouse, office, and residential spaces designed to support multiple income streams and strong cash-flow potential. The charming café and bakery building features a professional baker's kitchen, private outdoor patio, dedicated parking, and utilities. The beautifully landscaped patio, enclosed by vintage wrought iron fencing and stone walls, is already positioned for a future enclosed expansion if desired. Set alongside Little Chico Creek creates an inviting atmosphere unlike any other commercial property. The second building offers approximately 1,600 square feet of versatile warehouse space with durable epoxy-coated wood floors, an additional 400 square feet of finished office or retail space with its own entrance and HVAC, plus approximately 800 square feet of finished basement storage. Commercial-grade infrastructure includes 220/240V three-phase power throughout and a 2-inch gas line serving the warehouse. Completing the property is a private two-bedroom garden apartment featuring its own entrance, patio, fenced backyard, and HVAC system. Extensively renovated in 2005, the property underwent a comprehensive restoration including new sewer lines, plumbing, electrical, windows, stucco, sidewalks, patios, parking, ingress and egress improvements, and city infrastructure upgrades. Every detail reflects the owner's commitment to preserving the property's historic charm while modernizing it for long-term performance. With its flexible mixed-use design, quality improvements, and multiple opportunities for income generation, this distinctive property offers exceptional cash-flow potential for investors and owner-users alike.

Highlights

Listed by TJ Jensen , 530-370-8424 and Cara Pearce , 5303546618 Century 21 Select Real Estate Inc , 530-712-2070. CRMLS/Multi-Regional MLS mls logo

Property Type

Commercial Sale

Lot/Acreage
0.31

Year Built

1900

County

Butte

Listing ID

OR26024867

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Air Cond:Central Air
Fireplaces:
Other:Public

Exterior Features

Lot:Corner Lot,Paved,Yard,No Land Lease
Garage Capacity:8
Roof:Composition
Others:Stucco,2+ Total Units
Principal Interest
$4,439
Taxes
$560

Home Price

$879,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$175,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,438.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,438.69 $560.36 $0.00 $4,999.05
Yearly $53,264.30 $6,724.35 $0.00 $59,988.65
Total $1,597,929.14 $201,730.50 $0.00 $1,799,659.64

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Chico, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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