344 Mission Serra Terrace , Chico, CA 95926
$415,000
Est. Payment: $2,095.63/mo
3 Bed
3 Bath
1797 Sqft
Status: active | Days on site: 16
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Welcome to this charming two-story Mediterranean-style home located in one of Chico's most desirable neighborhoods, just minutes from shopping, restaurants, and everyday conveniences. Offering approximately 1797 square feet, this inviting three-bedroom, two-and-a-half bath home features a spacious, light-filled floor plan with soaring ceilings and an impressive great room accented by a large picture window that fills the home with natural light. The generously sized country kitchen offers abundant cabinet and counter space and opens to the dining area and great room, making it ideal for both everyday living and entertaining. An additional room provides flexibility and can easily serve as a formal dining room, family room, home office or bonus living space. Additional highlights include a cozy gas-log fireplace, convenient indoor laundry and an attached two-car garage. Upstairs, the spacious primary suite features two closets and an en-suite with dual sinks, a relaxing soaking tub, and a separate shower. Two additional generously sized bedrooms and a full guest bath complete the upper level. Outside, you'll appreciate the durable tile roof, low-maintenance stucco exterior and easy-care yard. The charming pergola draped with mature wisteria creates a wonderful outdoor shaded space. Best of all, this is the lowest-priced home of this floorplan in the subdivision! With just a few cosmetic updates, this property offers an outstanding opportunity to build equity while enjoying one of Chico's most sought-after neighborhoods. Don't miss this exceptional value--schedule your private showing today!

Highlights

Listed by MaryAnn Scott , 530-521-0297 Parkway Real Estate Co. , 530-592-3432. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

HOA Fee

108 Monthly

Year Built

1995

County

Butte

School District

Chico Unified

Listing ID

SN26148067

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Family Room,Gas
Floor:Carpet,Laminate,Tile
Other:Ceiling Fan(s),Eat-in Kitchen,Granite Counters,High Ceilings,Country Kitchen,Open Floorplan,All Bedrooms Up,Walk-In Closet(s)

Exterior Features

Lot:Front Yard,No Land Lease
Garage Capacity:4
Roof:Tile
Others:Repairs Cosmetic,Stucco
Sewer:Public Sewer
Parking Features:Door-Multi,Driveway,Garage,Garage Door Opener
Principal Interest
$2,096
Taxes
$265
HOA
$108

Home Price

$415,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,095.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,095.63 $264.56 $108.00 $2,468.19
Yearly $25,147.54 $3,174.75 $1,296.00 $29,618.29
Total $754,426.16 $95,242.50 $38,880.00 $888,548.66

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Chico, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS