645 Black Oak Dr , Chico, CA 95926
$550,000
Est. Payment: $3,000.08/mo
3 Bed
2 Bath
1811 Sqft
0.3 Acres
Status: Active | Days on site: 23
Get Pre-Qualified
orrealbrokerage - orgdomingo,ORJKeller
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Chris Heller, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Tucked away on a quiet cul-de-sac, this Chico home gives you something that’s getting harder to find: over 1,800 sq. ft of living space on a sprawling 13,000+ sq. ft lot, a huge backyard, and a convenient location with just enough separation from the busyness of it all. Inside, the light-filled layout starts with a flexible bonus room complete with a skylight and ready to fit your life, whether that's an office, gaming setup or…you decide. From there, the home opens into a spacious living room where the cathedral ceiling and additional skylight make the space feel bright and airy, while the cozy fireplace is ready for cooler evenings. The kitchen overlooks the living room, dining area, and backyard so you can stay connected from one space to the next. Two generously sized bedrooms and a hall bath offer plenty of room, while the primary suite feels like its own retreat with a large closet, en-suite bathroom, and sliding glass door leading directly to the covered patio and backyard. Out back, there’s plenty of room to spread out, entertain, relax under the mature trees, enjoy the existing garden beds, and still have space for RV parking. And while it feels tucked away, you’re still close to everything that makes Chico, Chico. The gorgeous Esplanade, Chico State, Historic Downtown Chico, shopping, dining, entertainment, and everyday conveniences are all just minutes away. If space and location are high on your list, this one deserves a look.

Highlights

Listed by Gina Domingo , 9168448186 and Jenise Keller , 91694588046 Real Brokerage Technologies, Inc , 855-450-0442. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

Year Built

1988

County

Butte

School District

Chico Unified

Listing ID

OR26191627

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Range
Air Cond:Central Air,Whole House Fan
Fireplaces:Living Room
Other:
  • ▪ Additional:Ceiling Fan(s), Cathedral Ceiling(s), Eat-in Kitchen, Bedroom on Main Level
Water:Public

Exterior Features

Lot:Cul-De-Sac,No Land Lease
Garage Capacity:2
Zoning:SR
Roof:Composition
Others:
  • ▪ Additional:Rain Gutters, Stucco
Sewer:Public Sewer
Parking Features:Direct Access,Door-Single,Driveway,Garage Faces Front,Garage,RV Potential,RV Access/Parking
Principal Interest
$3,000
Taxes
$351

Home Price

$550,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,000.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,000.08 $350.63 $0.00 $3,350.71
Yearly $36,001.00 $4,207.50 $0.00 $40,208.50
Total $1,080,030.09 $126,225.00 $0.00 $1,206,255.09

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Chico, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS