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1278 Fools Gold Way Unit 3 , Chula Vista, CA 91913
$649,900
Est. Payment: $3,545.01/mo
3 Bed
2.5 Bath
1586 Sqft
Status: ACTIVE | Days on site: 3
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CRP-85068 - CRP-806825
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Chris Heller
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House Description

Welcome to this󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 beautiful 1,586 sq. ft., 3-bedroom, 2.5-bathroom end-unit townhome with an attached 2-car garage in the desirable Hearthstone Village community of Otay Ranch. The main level features a spacious great room with a seamless flow between the living, dining, and kitchen areas. Enjoy the warmth of the fireplace and direct access to the private patio, perfect for relaxing or entertaining. The well-appointed kitchen features stainless steel appliances and ample cabinet space. The second level offers two generously sized bedrooms with ample closet space, a shared full bathroom, and a convenient laundry closet with a full-sized washer and dryer. The top floor is dedicated to the spacious primary suite, featuring abundant natural light, an upgraded en-suite bathroom with dual sinks, and a large walk-in closet. Additional features include an attached 2-car garage with extra storage space. Residents enjoy community amenities including two pools, BBQ and picnic areas, and nearby parks and recreational opportunities. Conveniently located near highly rated schools, hiking trails, shopping, dining, and Otay Ranch Town Center, this home offers comfort, convenience, and an ideal Southern California lifestyle.
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Highlights

Listed by Qian Chen , 619-721-6552 Century 21 Affiliated , 619-475-7777. San Diego County Multiple Listing Service mls logo

Property Type

Condo/Townhome

HOA Fee

239 Monthly

Year Built

2004

County

San Diego

 School District

Sweetwater Union High School Dis

Listing ID

PTP2607447

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dryer, Washer
Air Cond:Central Forced Air
Fireplaces:FP in Living Room,Gas

Exterior Features

Garage Capacity:2
Zoning:R-1
Sewer:Public Sewer
Principal Interest
$3,545
Taxes
$414
HOA
$239

Home Price

$649,900

Loan Details

30 yrs
7.245%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,545.01

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,545.01 $414.31 $239.00 $4,198.32
Yearly $42,540.09 $4,971.74 $2,868.00 $50,379.83
Total $1,276,202.83 $149,152.05 $86,040.00 $1,511,394.88

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

The data relating to real estate for sale on this web site comes in part from the San Diego MLS, Inc.. Real estate listings held by brokerage firms other than Heller Real Estate Group | eXp Realty of Southern California | PLACE are marked with the IDX logo. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS.

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Data last updated: 2026-10-05T00:00:59.000Z

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