1304 Keck Rd , Chula Vista, CA 91913
$1,049,900
Est. Payment: $5,301.69/mo
5 Bed
4 Bath
3016 Sqft
Status: active | Days on site: 104
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House Description

Significant Price Reduction - puts home at one of the lowest price per square foot in the community. Welcome to this beautifully refreshed and move-in ready home in the highly desirable Montecito neighborhood of Otay Ranch. Situated at the end of the street, this mainly WEST facing light-filled residence enjoys added privacy and an abundance of natural light throughout all three levels. The property is uniquely situated to provide privacy and unobstructed southwesterly views over Meadow Park. Offering 5 bedrooms and 4 bathrooms plus an optional 6th & 7th bedroom/office on the 1st floor and/or 3rd floor, this spacious home features thoughtfully designed living areas on each floor, creating flexibility for multigenerational living, guests, work-from-home needs, or additional entertaining space. Floors 2 and 3 each offer their own ample sized loft/flex area for whatever your needs may be. The expansive primary suite is a true retreat with a luxurious 5-piece ensuite bath and dual walk-in closets. A conveniently located second-floor laundry room adds everyday ease. The entire home has been freshly painted and upgraded with durable luxury vinyl plank flooring throughout, giving the home a clean, modern feel while providing long-lasting style and low-maintenance living for years to come. Buyers can move right in and immediately enjoy the home without needing to update a thing. Additional features include solar, 9 ft ceilings throughout, a tankless water heater, LED lighting, and a two-car garage. One of the most unique highlights of this property is the ownership of side yard spa

Highlights

Listed by Sharm Newbold , 619-818-6161 and Cheryl Hamilton , 619-742-3685 Surterre Properties, Inc , 949-717-7100. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

110 Monthly

Year Built

2018

County

San Diego

School District

Sweetwater Union High School Dis

Listing ID

NDP2605180

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:4
Air Cond:Central Forced Air
Fireplaces:N/K

Exterior Features

Garage Capacity:2
Zoning:R-1:SINGLE
Principal Interest
$5,302
Taxes
$669
HOA
$110

Home Price

$1,049,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$209,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,301.69

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,301.69 $669.31 $110.00 $6,081.00
Yearly $63,620.24 $8,031.74 $1,320.00 $72,971.98
Total $1,908,607.29 $240,952.05 $39,600.00 $2,189,159.34

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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