1396 Valencia Loop , Chula Vista, CA 91910
$975,000
Est. Payment: $4,923.46/mo
4 Bed
3 Bath
2074 Sqft
Status: active | Days on site: 5
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Here's your opportunity to own a gem of a property in the coveted Rancho Del Rey community! From the moment you walk up, you'll notice the impressive front door. It's the kind of detail that says "something special awaits." And it doesn't disappoint. Step inside and you're greeted by a spacious living room and dining room that'll stop you in your tracks. Vaulted ceilings create an open, grand feeling, while classic plantation shutters add just the right touch of style. It's elegant without trying too hard.This home has been updated with new carpet, fresh paint, and a kitchen that's been reimagined with white cabinets, new quartz countertops and a modern stainless steel sink. Enjoy your morning coffee in the cozy breakfast nook that looks onto the beautiful backyard. The family room is where this home really shines. It's large, it's inviting, and it includes both a working fireplace and a wet bar. Whether you're hosting game night or just relaxing after a long day, this room was made for enjoyment. Upstairs, the primary suite fits a king bed with room to spare and the custom designed walk-in closet is something buyers dream about. It's big, it's organized, and it's all yours. Three additional bedrooms and large bathroom with double sinks complete the upstairs. Out back, you've got a nicely sized yard with space to entertain, garden, or just enjoy a sunny Chula Vista afternoon. A two-car garage rounds it all out. And here's something every buyer can truly appreciate NO HOA and NO Mello Roos. That's real monthly savings you'll feel right away. As a bonus, neighborhood parks and schools are just around the corner.

Highlights

Listed by Lisa Johnson , 619-417-6764 Coldwell Banker West , 619-934-8802. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1976

County

San Diego

Area

91910 - Chula Vista

School District

Sweetwater Union

Listing ID

PTP2605343

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dryer, Washer
Air Cond:Central Air
Fireplaces:Family Room
Other:All Bedrooms Up,Primary Suite,Walk-In Closet(s)

Exterior Features

Lot:Back Yard,Front Yard,Lawn,Landscaped,Level,No Land Lease
Garage Capacity:4
Zoning:R-1:SINGLE FAM-RES
Sewer:Public Sewer
Principal Interest
$4,923
Taxes
$622

Home Price

$975,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$195,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,923.46

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,923.46 $621.56 $0.00 $5,545.03
Yearly $59,081.57 $7,458.75 $0.00 $66,540.32
Total $1,772,447.00 $223,762.50 $0.00 $1,996,209.50

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS