1974 Strata St , Chula Vista, CA 91915
$889,500
Est. Payment: $4,491.71/mo
3 Bed
3.5 Bath
2670 Sqft
Status: active | Days on site: 73
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House Description

Updated Price! One of Otay Ranch Millenia's most custom and upgraded smart homes. Conveniently only 17 minutes from the Navy Base. This home is situated on a premium corner lot with some of the best views, and over 2,600 sq. ft. with plenty of natural light. Parking 5 vehicles, off-street is un heard of in Otay Ranch and you have that capacity everyday with this home even your oversized trucks and SUV fit. The first-floor features a loft/4th optional bedroom, with a large full bathroom, walk-in closet, and private access from the side yard. Designed for entertaining, the expansive second floor offers an open-concept living area with room for a 12-person sectional which is currently there. The custom wet bar includes a beverage refrigerator, wine storage, glass display, and serving space for entertaining. Enjoy the chef's kitchen featuring a center island, upgraded refrigerator with interchangeable panels, stainless steel appliances, designer finishes, custom backsplash, walk-in pantry, and abundant cabinetry. From the front door lock to the A/C, this energy efficient smart home has 17 solar panels, beautifully upgraded bathrooms with custom tile, custom closet systems with built-in drawers and organizers throughout. With enhanced LED lighting, dedicated Wi-Fi on every level, you can truly be connected and enjoy the luxury of a true smart home. Enjoy beautifully landscaped, low-maintenance yards with premium pet-friendly turf, fully fenced yards. Conveniently located near the award winning schools, Wolf Canyon Elementary & Olympian High School. Enjoy parks, scenic walking tr

Highlights

Listed by Cloretta Banks , 619-227-1104 Coldwell Banker West , 619-271-9500. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.1

HOA Fee

220 Monthly

Year Built

2020

County

San Diego

School District

Sweetwater Union High School Dis

Listing ID

PTP2604115

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3.5
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:Electric

Exterior Features

Garage Capacity:3
Zoning:R-1
Sewer:Public Sewer
Principal Interest
$4,492
Taxes
$567
HOA
$220

Home Price

$889,500

Loan Details

30 yrs
6.487%

Down Payment

20%
$177,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,491.71

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,491.71 $567.06 $220.00 $5,278.77
Yearly $53,900.57 $6,804.67 $2,640.00 $63,345.24
Total $1,617,017.03 $204,140.25 $79,200.00 $1,900,357.28

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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