***Assumable VA loan option. Contact listing agent for details*** Welcome to 356 Plaza Los Osos, a beautifully upgraded 4-bedroom, 3-bath home offering approximately 2,571 sq. ft. of living space in the desirable San Miguel Ranch community. Step inside to a spacious, open floor plan featuring designer flooring, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. The gourmet kitchen is equipped with stainless steel appliances, dual ovens, a beverage cooler, and a large stainless steel sink, with generous prep and storage space. Upstairs, the spacious primary suite offers peekaboo views toward San Diego Bay and the ocean, along with a beautifully appointed bath featuring dual vanities, a frameless glass shower, separate soaking tub, and custom walk-in closet organizer. An upgraded laundry room with counter space and sink adds everyday convenience. Outside, enjoy a low-maintenance backyard and additional views toward the bay and ocean. The home also features an attached 2-car garage and OWNED SOLAR, which is to be paid off at the close of escrow—an outstanding benefit for the new owner. Located near Liberty Elementary and the San Miguel Ranch clubhouse, residents can enjoy community amenities including a pool, spa, fitness facilities, tennis courts, picnic areas, and more. Conveniently situated near shopping, dining, parks, trails, and all that East Chula Vista has to offer. This is a wonderful opportunity to own a spacious, upgraded home in one of Chula Vista's most sought-after communities!