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356 Plaza Los Osos , Chula Vista, CA 91914
$1,175,000
Est. Payment: $6,409.27/mo
4 Bed
2.5 Bath
2571 Sqft
0.11 Acres
Status: ACTIVE | Days on site: 55
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CRP-88697 - CRP-821050
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Chris Heller
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House Description

***Assumable VA loan󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 option. Contact listing agent for details*** Welcome to 356 Plaza Los Osos, a beautifully upgraded 4-bedroom, 3-bath home offering approximately 2,571 sq. ft. of living space in the desirable San Miguel Ranch community. Step inside to a spacious, open floor plan featuring designer flooring, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. The gourmet kitchen is equipped with stainless steel appliances, dual ovens, a beverage cooler, and a large stainless steel sink, with generous prep and storage space. Upstairs, the spacious primary suite offers peekaboo views toward San Diego Bay and the ocean, along with a beautifully appointed bath featuring dual vanities, a frameless glass shower, separate soaking tub, and custom walk-in closet organizer. An upgraded laundry room with counter space and sink adds everyday convenience. Outside, enjoy a low-maintenance backyard and additional views toward the bay and ocean. The home also features an attached 2-car garage and OWNED SOLAR, which is to be paid off at the close of escrowan outstanding benefit for the new owner. Located near Liberty Elementary and the San Miguel Ranch clubhouse, residents can enjoy community amenities including a pool, spa, fitness facilities, tennis courts, picnic areas, and more. Conveniently situated near shopping, dining, parks, trails, and all that East Chula Vista has to offer. This is a wonderful opportunity to own a spacious, upgraded home in one of Chula Vista's most sought-after communities!
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Highlights

Listed by Prabhat Parmar , 619-382-7311 Real Broker , 855-450-0442. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.11

HOA Fee

216 Monthly

Year Built

2004

County

San Diego

 School District

Chula Vista Elementary District

Listing ID

PTP2606088

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2.5
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central Forced Air
Fireplaces:FP in Living Room

Exterior Features

Garage Capacity:2
Zoning:R-1:SINGLE
Sewer:Public Sewer
Principal Interest
$6,409
Taxes
$749
HOA
$216

Home Price

$1,175,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$235,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,409.27

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,409.27 $749.06 $216.00 $7,374.33
Yearly $76,911.23 $8,988.75 $2,592.00 $88,491.98
Total $2,307,337.00 $269,662.50 $77,760.00 $2,654,759.50

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T01:55:19.000Z

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