522 Bayona Loop , Chula Vista, CA 91910
$1,349,000
Est. Payment: $6,812.05/mo
4 Bed
3 Bath
2381 Sqft
Status: active | Days on site: 11
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House Description

RANCHO DEL REY LIVING AT ITS FINEST! NO HOA, NO MELLO-ROOS, FULLY PAID-OFF SOLAR SYSTEM WITH 26 PANELS, PLUS SEPARATE PAID-OFF SOLAR SYSTEM DEDICATED TO THE PRIVATE POOL AND SPA- THIS CAN PROVIDE SIGNIFICANT SAVINGS ON YOUR ELECTRICITY COSTS, AND A RARE 3-CAR GARAGE. This beautifully maintained 4-BEDROOM, 2.5-BATH home showcases pride of ownership throughout. Enter through the CUSTOM FRONT DOOR and be greeted by SOARING CEILINGS, ABUNDANT NATURAL LIGHT, and an open, inviting floor plan designed for both everyday living and entertaining. The spacious living and dining areas provide an elegant setting for gatherings, while the cozy family room with fireplace creates the perfect place to relax. The kitchen opens to the main living space, allowing for seamless interaction with family and guests. Recent upgrades include a FRESHLY PAINTED INTERIOR, BRAND-NEW CARPET, CUSTOM GARAGE DOOR, CUSTOM RAILING, PAID-OFF SOLAR SYSTEM, AND A HEATED POOL AND SPA WITH A BRAND-NEW HEATER—providing comfort, style, and energy efficiency. Step outside to your private backyard oasis featuring a SPARKLING POOL AND SPA, GAZEBO, OUTDOOR DINING AREA, and plenty of room to entertain. Whether hosting summer barbecues, family celebrations, or enjoying peaceful evenings under the stars, this backyard is designed for making lasting memories. Ideally located in one of CHULA VISTA’S MOST DESIRABLE NEIGHBORHOODS, this home offers convenient access to parks, walking trails, shopping, dining, golf courses, tennis courts, entertainment, top-rated schools, and major freeways. Opportunities like this are hard to find. Homes with NO HOA, NO MELLO-ROOS, PAID-OFF SOLAR, A PRIVATE POOL AND SPA, AND A 3-CAR GARAGE are among the most sought-after properties in Rancho del Rey. MOVE-IN READY AND LOADED WITH VALUE, this is the home you’ve been waiting for.

Highlights

Listed by Bernadeth Huertas , 619-392-4672 and Gigi Prieto , 619-852-0981 LPT Realty, Inc. , 877-366-2213. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

Year Built

1996

County

San Diego

Area

91913 - Chula Vista

School District

Sweetwater Union

Listing ID

PTP2605465

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Dishwasher, Gas Water Heater, Microwave, Refrigerator, Solar Hot Water, Tankless Water Heater, Water Heater, Dryer, Washer
Air Cond:Central Air
Fireplaces:Family Room,Gas
Other:All Bedrooms Up

Exterior Features

Lot:11-15 Units/Acre,No Land Lease
Garage Capacity:3
Zoning:91910
Sewer:Public Sewer
Parking Features:Concrete,Covered,Door-Multi,Direct Access,Driveway,Garage,Garage Door Opener
Principal Interest
$6,812
Taxes
$860

Home Price

$1,349,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$269,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,812.05

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,812.05 $859.99 $0.00 $7,672.04
Yearly $81,744.65 $10,319.85 $0.00 $92,064.50
Total $2,452,339.49 $309,595.50 $0.00 $2,761,934.99

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Chula Vista, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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