10727 E Highway 20 , Clearlake Oaks, CA 95423
$595,000
Est. Payment: $3,004.58/mo
3 Bed
3 Bath
1736 Sqft
Status: active | Days on site: 175
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Just bring your boat! This turn-key 3bed/3bath LAKEFRONT home on the shores of Clear Lake is all ready for summertime, complete with a fresh renovation. Designed with a classy modern touch, this waterfront getaway features solid hardwood flooring, fresh light paint, open kitchen with quartz slab counters, and tons of windows all facing out over the water and Mt. Konocti for some of the best views around from sunrise to sunset. Large back deck off of the living area for entertaining plus a lower covered patio to walk right out onto your private pier and newer dock (with steel pilings!) Upper level includes the primary bedroom/bath, living area, kitchen & guestroom/bath. Entry level presents a second living room/game room with the third bedroom and full bathroom & laundry. Could be converted back into garage if needed in the future. Just a perfect set up for the entire family or for short term rental investment. Gorgeous (professionally staged) furniture & decor to be included for fair offer. Sale includes vacant lot across road (bonus parking/storage) and even a boat launch & beach area a few homes down with NO HOA costs. Paddleboard right off the beach/dock, absolute gem of a lakefront home!

Highlights

Listed by Cassie Pivniska , 707-245-6514 Pivniska Real Estate Group , 707-245-6514. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.19

Year Built

1983

County

Lake

Listing ID

LC26026390

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Refrigerator, Electric Oven
Air Cond:Central Forced Air,Electric
Fireplaces:N/K
Floor:Wood
Other:Living Room Balcony,Living Room Deck Attached
Other:Public

Exterior Features

Garage Capacity:2
Roof:Composition
Others:Turnkey
Sewer:Conventional Septic
Parking Features:Garage - Two Door
Principal Interest
$3,005
Taxes
$379

Home Price

$595,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$119,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,004.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,004.58 $379.31 $0.00 $3,383.89
Yearly $36,054.90 $4,551.75 $0.00 $40,606.65
Total $1,081,647.15 $136,552.50 $0.00 $1,218,199.65

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Clearlake Oaks, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-11T00:39:30.000Z

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