12980 Island Dr , Clearlake Oaks, CA 95423
$275,000
Est. Payment: $1,388.67/mo
2 Bed
2 Bath
1344 Sqft
Status: active | Days on site: 127
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Home SWEET Lake Home!!!! Skip the renovations and dive straight into the lake life! This beautifully remodeled 1,344 square-foot home located on Stubbs Island is completely move-in ready and designed for those who love the water. Complete with brand new roof and permanent foundation. Whether you’re seeking a full-time residence or a premier vacation getaway, this property offers an effortless transition to lake living on a deep canal just off the open waters of the main lake. And no HOA. Step outside to your private oasis. The expansive back deck serves as an outdoor living room, perfect for alfresco dining, sunset cocktails, or simply soaking in the serene atmosphere. Mature apricot tree for summer fruit. Experience the ultimate convenience for anglers—cast a line for trophy bass right from your own property. Whether it’s a quiet morning catch or teaching the kids to fish, the lake is literally at your doorstep. Easy to add a floating dock with a solid rock sea wall. Inside, the spacious two-bedroom, two-bathroom layout is bright, clean, and ready for immediate enjoyment. The open-concept boasts vaulted ceilings in primary living area. Natural light flows from the large windows facing the water views, making the home feel even more expansive. Kitchen is complete with granite counters, cabinets and matching new appliances. Brand new flooring and paint. Primary bathroom has walk in shower, soaking tub, and double sinks. New double-pane windows giving extra insulation. A peaceful neighborhood vibe that feels worlds away from the hustle and bustle. Prime Location: You are minutes from the renowned Lake County biodynamic wineries and charming local shops of Clearlake Oaks, all while residing in one of the most scenic waterfront enclaves in Northern California. Must see, spacious, move-in-ready home where the vacation begins the moment you step onto the deck. Seller will consider 3% in buyer concessions at closing.

Highlights

Listed by Timothy Toye , 707-928-6900 Timothy Toye and Associates , 707-928-6900. CRMLS/Multi-Regional MLS mls logo

Property Type

Manufactured Home

Lot/Acreage
0.14

Year Built

1987

County

Lake

Area

LCOAK - Clearlake Oaks

School District

Konocti Unified

Listing ID

LC26063184

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Disposal
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate
Other:Ceiling Fan(s),Separate/Formal Dining Room,High Ceilings,Open Floorplan
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Roof:Composition
Others:Turnkey,Hardboard
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,389
Taxes
$175

Home Price

$275,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$55,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,388.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,388.67 $175.31 $0.00 $1,563.98
Yearly $16,664.03 $2,103.75 $0.00 $18,767.78
Total $499,920.95 $63,112.50 $0.00 $563,033.45

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Clearlake Oaks, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS