554 Keys , Clearlake Oaks, CA 95423
$415,000
Est. Payment: $2,277.68/mo
3 Bed
2 Bath
1204 Sqft
0.25 Acres
Status: Active | Days on site: 60
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LCEXPRealty - LCSBROWN
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House Description

Absolutely wonderful Move In Ready updated home & property in Lake County California on Clear Lake canal waterway (Area is famous for Cleanest Air in America more than once) with a fully paid-off solar (no lease), a massive 10-foot concrete seawall, and double mechanical boat lifts make this updated 3-bedroom, 2-bathroom canal-front home the ultimate high-value asset in the Clearlake Keys. Boasting deep-water access directly to Clear Lake from your private dock, this heavily fortified property offers immediate, substantial utility offsets from day one with zero energy-contract headaches. Designed for seamless indoor-outdoor lake living, the bright, open-concept interior features sliding glass doors that frame peaceful canal views and lead directly to an expansive concrete patio. The outdoor setup is built to impress, featuring retractable SunSetter shades, a covered, relaxing above-ground hot tub, a peaceful lower deck at the water's edge, and a convenient outdoor fish-cleaning sink. Year-round comfort is guaranteed with high-efficiency, zone-controlled ductless mini-splits. The attached garage includes custom-built storage cabinets on both sides and a convenient breezeway connecting to the main home. Premium Infrastructure Upgrades Include: Owned Solar System: Fully paid off and owned free and clear. You enjoy 100% of the energy generation from day one with zero ongoing lease payments, zero transfer fees, and zero contract liabilities. With standard regional electric bills in Lake County often between $240 to $340+ per month, this high-value asset is likely to provide immediate, massive relief from current and rising utility rates. Fortitude: High-end double-pane windows, LeafFilter protected gutters, and low-maintenance front yard landscaping with abundant secure parking space for your boat, RV, trailer, or lake toys. Mandatory low-fee HOA grants access to the Clearlake Keys POA community amenities. Note: Records show the address as 554 Keys Blvd, but the physical house structure is marked 552 Keys Blvd. Public tax records reflect 1.5 bathrooms, but the home features 2 full bathrooms & one has Updated Walk In Shower. The double mechanical boat lifts and private dock are ready to accommodate your watercraft on day one. Lake County Living in Luxury awaits you & your guests. RECAP: Paid-Off Solar - Concrete Seawall - Boat Lifts & Private Dock - Mini-Split HVAC - Hot Tub - Outdoor Entertaining Oasis - Garage & Toy Parking - Location

Highlights

Listed by Scott Brown , 707-474-8855 EXP Realty of California, Inc , 888-584-9427. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.25

HOA Fee

12 Monthly

Year Built

1978

County

Lake

Area

LCOAK - Clearlake Oaks

School District

Konocti Unified

Listing ID

LC26156095

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Electric Oven, Electric Range, Refrigerator, Dryer, Washer
Air Cond:Ductless,Electric,ENERGY STAR Qualified Equipment,Heat Pump,See Remarks,Zoned
Fireplaces:Free Standing,Living Room
Floor:See Remarks
Other:
  • ▪ Additional:Ceiling Fan(s), Cathedral Ceiling(s), High Ceilings, Open Floorplan, All Bedrooms Down, Bedroom on Main Level, Main Level Primary
Water:Public

Exterior Features

Lot:Back Yard,Level,Street Level,Yard,No Land Lease
Garage Capacity:7
Others:
  • ▪ Additional:Awning(s), Boat Lift, Boat Slip, Dock, Lighting, Rain Gutters
Sewer:Public Sewer
Parking Features:Boat,Concrete,Direct Access,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener
Principal Interest
$2,278
Taxes
$265
HOA
$12

Home Price

$415,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$83,000
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Monthly Price:
$2,277.68

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,277.68 $264.56 $12.00 $2,554.24
Yearly $27,332.10 $3,174.75 $144.00 $30,650.85
Total $819,963.02 $95,242.50 $4,320.00 $919,525.52

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Clearlake Oaks, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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