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554 Keys , Clearlake Oaks, CA 95423
$475,000
Est. Payment: $2,398.61/mo
3 Bed
2 Bath
1204 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Absolutely wonderful property in Lake County California on Canal on Clear Lake (famous for Cleanest Air in America more than once) with a fully paid-off solar (no lease), a massive 10-foot concrete seawall, and double mechanical boat lifts make this updated 3-bedroom, 2-bathroom canal-front home the ultimate high-value asset in the Clearlake Keys. Boasting deep-water access directly to Clear Lake from your private dock, this heavily fortified property offers immediate, substantial utility offsets from day one with zero energy-contract headaches. Designed for seamless indoor-outdoor lake living, the bright, open-concept interior features sliding glass doors that frame peaceful canal views and lead directly to an expansive concrete patio. The outdoor setup is built to impress, featuring retractable SunSetter shades, a covered, relaxing above-ground hot tub, a peaceful lower deck at the water's edge, and a convenient outdoor fish-cleaning sink. Year-round comfort is guaranteed with high-efficiency, zone-controlled ductless mini-splits. The attached garage includes custom-built storage cabinets on both sides and a convenient breezeway connecting to the main home. Premium Infrastructure Upgrades Include: Owned Solar System: Fully paid off and owned free and clear. You enjoy 100% of the energy generation from day one with zero ongoing lease payments, zero transfer fees, and zero contract liabilities. With standard regional electric bills in Lake County often between $240 to $340+ per month, this high-value asset is likely to provide immediate, massive relief from current and risi
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Highlights

Listed by Scott Brown , 707-474-8855 EXP Realty of California, Inc , 888-584-9427. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.25

HOA Fee

144 Annual

Year Built

1978

County

Lake

Listing ID

LC26156095

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Washer
Air Cond:Electric,Energy Star,Heat Pump(s),Other/Remarks,SEER Rated 16+,Zoned Area(s)
Fireplaces:FP in Living Room,Free Standing
Floor:Other/Remarks
Other:Public

Exterior Features

Garage Capacity:7
Sewer:Public Sewer
Parking Features:Direct Garage Access,Garage,Garage - Single Door,Garage Door Opener
Principal Interest
$2,399
Taxes
$303
HOA
$144

Home Price

$475,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$95,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,398.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,398.61 $302.81 $144.00 $2,845.42
Yearly $28,783.33 $3,633.75 $1,728.00 $34,145.08
Total $863,499.82 $109,012.50 $51,840.00 $1,024,352.32

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Clearlake Oaks, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T20:38:14.000Z

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