9865 E Highway 20 , Clearlake Oaks, CA 95423
$359,000
Est. Payment: $1,812.84/mo
3 Bed
3 Bath
1170 Sqft
Status: active | Days on site: 57
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Escape to your own private waterfront retreat. This charming mid-century 1950s lakefront bungalow blends timeless character with modern updates, creating a truly unique lakeside sanctuary. A stunning lagoon-style rock seawall frames the shoreline, enhancing the property's private oasis atmosphere while providing an idyllic setting to relax and enjoy the beauty of Clear Lake. The main residence is filled with natural light thanks to expansive picture windows and floor-to-ceiling glass that capture tranquil water views and seamlessly connect indoor and outdoor living. Multiple patios, mature landscaping, and thoughtfully placed trees create inviting spaces for entertaining, dining al fresco, or simply unwinding in privacy. Inside, the home features a stylishly updated interior with a remodeled kitchen and bathrooms that complement the home's cool mid-century vibe. The main residence offers 2 bedrooms, 2 baths, and an attached approximately 600-square-foot garage providing ample storage for vehicles, water toys, or workshop space. Adding flexibility and value, the detached guest studio features its own private entrance, kitchenette, and full bath, making it ideal for guests, extended family, a creative workspace, or potential income opportunities. Located just 2.5 hours from San Francisco and 2 Hours from Sacramento. Enjoy year round water access, outdoor adventure stunning view's. Whether you're seeking a weekend getaway, full-time residence, or waterfront investment, this distinctive lakefront property offers the perfect blend of character, comfort, privacy, and the relaxed Clear Lake lifestyle.

Highlights

Listed by Shelly Reed , 707-591-0570 W Real Estate , 707-591-0570. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1950

County

Lake

Area

LCOAK - Clearlake Oaks

School District

Konocti Unified

Listing ID

LC26119932

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Microwave, Propane Range, Refrigerator, Water Heater
Air Cond:Ductless
Fireplaces:
Floor:Carpet,Wood
Other:Beamed Ceilings,Built-in Features,Open Floorplan
Other:Private

Exterior Features

Lot:0-1 Unit/Acre,Front Yard,Irregular Lot,Lawn,Landscaped,Level,Secluded,Trees,No Land Lease
Garage Capacity:6
Zoning:SFR
Roof:Metal,Wood
Others:Lighting,Additions/Alterations,Updated/Remodeled,Brick,Wood Siding,2+ Total Units
Sewer:Septic Tank
Parking Features:Concrete,Door-Multi,Driveway Down Slope From Street,Garage Faces Front,Garage
Principal Interest
$1,813
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,812.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,812.84 $228.86 $0.00 $2,041.71
Yearly $21,754.14 $2,746.35 $0.00 $24,500.49
Total $652,624.08 $82,390.50 $0.00 $735,014.58

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Clearlake Oaks, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS