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9865 E Highway 20 , Clearlake Oaks, CA 95423
$359,000
Est. Payment: $1,812.84/mo
3 Bed
3 Bath
1170 Sqft
Status: active | Days on site: 64
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Agent profile image
Chris Heller
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House Description

Escape to your own private waterfront retreat. This charming mid-century 1950s lakefront bungalow blends timeless character with modern updates, creating a truly unique lakeside sanctuary. A stunning lagoon-style rock seawall frames the shoreline, enhancing the property's private oasis atmosphere while providing an idyllic setting to relax and enjoy the beauty of Clear Lake. The main residence is filled with natural light thanks to expansive picture windows and floor-to-ceiling glass that capture tranquil water views and seamlessly connect indoor and outdoor living. Multiple patios, mature landscaping, and thoughtfully placed trees create inviting spaces for entertaining, dining al fresco, or simply unwinding in privacy. Inside, the home features a stylishly updated interior with a remodeled kitchen and bathrooms that complement the home's cool mid-century vibe. The main residence offers 2 bedrooms, 2 baths, and an attached approximately 600-square-foot garage providing ample storage for vehicles, water toys, or workshop space. Adding flexibility and value, the detached guest studio features its own private entrance, kitchenette, and full bath, making it ideal for guests, extended family, a creative workspace, or potential income opportunities. Located just 2.5 hours from San Francisco and 2 Hours from Sacramento. Enjoy year round water access, outdoor adventure stunning view's. Whether you're seeking a weekend getaway, full-time residence, or waterfront investment, this distinctive lakefront property offers the perfect blend of character, comfort, privacy, and the relaxed
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Highlights

Listed by Shelly Reed , 707-303-5882 W Real Estate , 707-591-0570. San Diego County Multiple Listing Service mls logo

Property Type

Residential
Lot/Acreage
0.18

Year Built

1950

County

Lake

Listing ID

LC26119932

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Microwave, Refrigerator, Propane Range
Floor:Carpet,Wood
Other:Beamed Ceilings
Other:Private

Exterior Features

Garage Capacity:6
Zoning:SFR
Roof:Metal,Wood
Others:Additions/Alterations,Updated/Remodeled
Sewer:Conventional Septic
Parking Features:Garage - Two Door
Principal Interest
$1,813
Taxes
$229

Home Price

$359,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$71,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,812.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,812.84 $228.86 $0.00 $2,041.71
Yearly $21,754.14 $2,746.35 $0.00 $24,500.49
Total $652,624.08 $82,390.50 $0.00 $735,014.58

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Clearlake Oaks, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-08-10T18:33:54.000Z

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